Ad
By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices
Get Online Payday Loans in Oxnard, CA
Get a short-term cash advance with no credit check. You can qualify for Oxnard cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Oxnard either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
California Payday Loans are available online and in-store. No matter what you need instant cash for, you just complete an online loan request and get the money within 24 hours of approval.
START ONLINE APPLICATION
Applications successfully approved in Oxnard, CA
- Loan amount: $200
- Loan purpose: Monthly rent
- Loan amount: $500
- Loan purpose: Credit debt repayment
- Loan amount: $1000
- Loan purpose: General overdue expenses
- Loan amount: $500
- Loan purpose: Emergency travel
- Loan amount: $600
- Loan purpose: Help with moving
- Loan amount: $400
- Loan purpose: Emergency relief and wedding
- Loan amount: $1000
- Loan purpose: Unexpected hospital bills
- Loan amount: $1000
- Loan purpose: Legal fees
- Loan amount: $200
- Loan purpose: Emergency auto expense
- Loan amount: $800
- Loan purpose: Cover utilities till payday
Are Payday Loans Legal in Oxnard, CA ?
Loan Rates and Fees, Laws and Regulations in California.
California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.
Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $300 |
| MIN. Loan Term | 14 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 459% |
| Additional fees | 15% of the check |
| NSF fee | $15 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 1 |
| Cooling off period | None |
| Rollover | Not allowed |
| Extension, repayment plan | Voluntary repayment plan |
| Default penalties | Not stated |
| Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Oxnard, CA
Payday Loans Available in Oxnard, CA by the following ZIP codes:
Payday Loan Amounts in Oxnard, CA
-
Easy online application
-
Bad credit is OK
-
Instant approval
-
No credit check considered
-
Competitive rates
-
Same day financing
In 2025 there are 207,906 people living in Oxnard, CA. According to the statistics, 12474 of them look for "Payday Loans Near Me in Oxnard, CA" or apply for Oxnard Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 60621. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Oxnard, California direct lenders.
FAQ
How to qualify for online Payday Loans in Oxnard, CA?
How Oxnard Payday Loans online work?
Can I get a Payday Loan with bad credit in Oxnard, CA?
Do Oxnard lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Oxnard, CA?
Do lenders in Oxnard, CA require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
