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Payday Loans Online in San Diego, CA
San Diego, CAPayday Loans Online

Get Online Payday Loans in San Diego, CA

4.1571753986333
Apply online for fast Payday Loans from the best San Diego, CA direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for San Diego cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in San Diego either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

For guaranteed short-term financing request a Payday Loan Online in California from a legit direct lender. It will take you just a few minutes to complete the application and have it processed. Once approved, you'll get the funds the same day.

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Are Payday Loans Legal in San Diego, CA ?

Loan Rates and Fees, Laws and Regulations in California.

California residents can apply for up to $300 Online Payday loans for a maximum of 31 days. It’s legal and regulated by the Civil Code 1789.301 and the Financial Code 230002 which sets the average APR of 459%. Lenders can charge $17.65 for 14-day $100 loan. The finance rate and fees shouldn’t be higher than 15% of the check.

Only one simultaneous loan is allowed at a time, but there’s no cooling-off period before the next one. Rollovers are forbidden, the repayment plan is voluntary but on the condition that no additional fees are charged. If you can’t repay the money there’s a $15 non-sufficient-fund fee. Any criminal actions against debtors are prohibited.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$300
MIN. Loan Term14 days
MAX. Loan Term31 days
MIN APRVaries by lender
MAX APR459%
Additional fees15% of the check
NSF fee$15
Collateral or guarantorNone, unsecured
Number of simultaneous loans1
Cooling off periodNone
RolloverNot allowed
Extension, repayment planVoluntary repayment plan
Default penaltiesNot stated
Credit score requirementsAvailable for Bad Credit
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Apply for online payday loans and get instant decision from the best San Diego lending organization

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Rates last updated March 19th, 2024

How to take an online payday loan in San Diego, CA - step by step

Taking out an online payday loan is a few simple steps. Below we present in detail what needs to be done in order to get a quick online loan:

  1. Go to the lender's website and select the amount and repayment time you are interested in.
  2. Read the details of the offer, accept the regulations and privacy policy.
  3. Complete the application. It consists of several forms. Provide all required data and consent to the processing of data.
  4. Verify your identity online or by transfer.
  5. Sign the loan terms.
  6. Wait for information about the loan being granted.
  7. The money will be transferred to your verified account. Pay off the loan in accordance with the repayment schedule you received via e-mail.

What are the benefits of payday loans in San Diego, CA?

  • Minimum formalities to receive an online loan.
  • Indebted people can take advantage of the offer.
  • Quick loan decision - a loan in 15 minutes on your account.
  • The loan is repaid in one-time installment.
  • Convenient application form.

Conditions for receiving a payday loan in San Diego, CA

Payday loans in San Diego, CA have very simple requirements:

  • 18 years,
  • ID card or permanent residence card,
  • U.S. nationality,
  • permanent address of residence in San Diego, CA,
  • permanent income,
  • mobile phone,
  • personal account.

To get a payday loan San Diego, CA, you must complete an application on the lender's website. Fill in the form with real data and complete the identity verification. The entire borrowing process is online. You don't have to send any documents or talk to consultants.

Documents necessary to apply for a payday loan in San Diego, CA

The only document needed to receive a payday loan in San Diego, CA is an ID card. When completing the loan application, you must provide data such as ID card number.

You don't need to send a photo of your ID or any other documents.

What forms of employment are accepted?

Lenders of payday loans are flexible in terms of the source of income for people applying for a payday loan. A loan can be obtained by any person who has a permanent source of income, e.g. a disability pension, retirement pension, employment contract or a fixed-term contract.

Information about your employment should be provided in the statement when completing the loan application.

Payday loan repayment

The repayment of payday loans is carried out in one-time installment - the repayment schedule can be found in the message sent to your e-mail address and on your online customer profile.

Is it possible to repay a payday loan ahead of schedule?

Yes, Compacom enables early loan repayment of installment. Contact the lender and set the terms of early repayment - the amount will be much lower!

No repayment - what if the loan is not repaid on time?

Failure to repay a loan results in the initiation of debt collection proceedings. The lender has the right to transfer the debt recovery rights to an external company or to do it themselves through an internal debt collection department.

How is debt collection carried out?

In the first place, you should expect payment requests, i.e. prompts. The field debt collector on behalf of lender may try to contact you to arrange the repayment terms. It is best to contact the debt collector and pay off the entire liability. Otherwise, the case may end with bailiff proceedings and serious problems.

Cash Advance and other Money Offers in San diego, CA

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Payday Loans Near Me in the other cities of California

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Payday Loans Available in San Diego, CA by the following ZIP codes:

91911 91915 91942 92014 92025 92027 92029 92037 92038 92039 92064 92065 92067 92071 92092 92093 92101 92102 92103 92104 92105 92106 92107 92108
92109 92110 92111 92112 92113 92114 92115 92116 92117 92118 92119 92120 92121 92122 92123 92124 92126 92127 92128 92129 92130 92131 92132 92133 92134 92137 92138 92139 92140 92142 92143 92145 92147 92149 92150 92152 92153 92154 92158 92159 92160 92161 92162 92163 92164 92165 92166 92167 92168 92169 92170 92171 92172 92173 92174 92175 92176 92177 92179 92182 92184 92186 92187 92190 92191 92192 92193 92194 92196 92197 92198 92199

In 2024 there are 1,406,630 people living in San Diego, CA. According to the statistics, 84398 of them look for "Payday Loans Near Me in San Diego, CA" or apply for San Diego Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 66116. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best San Diego, California direct lenders.

Payday Loans Store Locations in San Diego, CA

Speedy Cash
Check Into Cash
Advance America
Fast Auto Loans
First Cash Advance
Moneytree
Cash Plus
Sun Cash
Fast Auto Loans Inc
Fast Auto And Payday Loans Inc
Superpawn
Check Advance
ACE Cash Express
Fastest Payday Loans
USA Checks Cashed
Payday Forest
Quickest Cash Advance and Payday Loans
New Money Express
The Check Cashing Place
Cash N Advance Stores
TNL Car Title Loans
Big Car Title Loans San Diego
First Financial | Official Site
Check Center
Payday Money Centers
Cashing House
America Loans
We Do Hard Money Loans
DecisionLogic
DollarSmart Money Centers
Kenwood Services
Urgent Cash
Check Into Cash Advance Centers
Temp Cash Fast. Com
Payday Loans San Diego
Quick Payday Loans of San Diego
San Diego Payday Loans
San Diego Payday Loans & Cash Advances by Phone
Fast Auto And Payday Loans, Inc.

FAQ

 

How to qualify for online Payday Loans in San Diego, CA?

 

How San Diego Payday Loans online work?

 

Can I get a Payday Loan with bad credit in San Diego, CA?

 

Do San Diego lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in San Diego, CA?

 

Do lenders in San Diego, CA require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

 

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