Ad

PAYDAY LOANApplication Form

How much would you like to borrow?

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices

Payday Loans Online in Clearwater, FL
Clearwater, FLPayday Loans Online

Get Online Payday Loans in Clearwater, FL

4.297520661157
Apply online for fast Payday Loans from the best Clearwater, FL direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Clearwater cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Clearwater either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

To get fast and easy Payday Loans Florida Online just start the application now and the money will be deposited to your bank account the same day. No hard credit check is typically required.

START ONLINE APPLICATION

Ad

Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in Clearwater, FL ?

Loan Rates and Fees, Laws and Regulations in Florida.

Up to $500 Payday Loans can legally be taken for 7-31 days in Florida. It’s all set and regulated by Florida Statutes Chapter 560.402 et seq.1 and Florida Office of Financial Regulation's Division of Consumer Finance2. The average APR on Payday loans is 419%. 10% can be charged additionally of every $100 borrowed. The cash advance must be repaid on time without extensions or rollovers.

Law statuslegal
MIN Loan Amount$100
MAX Loan Amount$500
MIN. Loan Term7 days
MAX. Loan Term31 days
MIN APRVaries by lender
MAX APR419%
Additional fees10% of every $100 borrowed
NSF feeNone
Collateral or guarantorNone, unsecured
Number of simultaneous loansNot set
Cooling off periodNone
RolloverNone
Extension, repayment planNone
Default penaltiesProhibited by law
Credit score requirementsAvailable for Bad Credit
Apply online

Apply for online payday loans and get instant decision from the best Clearwater lending organization

TOP RATED COMPANIES

Rates last updated March 4th, 2024

How to take an online payday loan in Clearwater, FL - step by step

Taking out an online payday loan is a few simple steps. Below we present in detail what needs to be done in order to get a quick online loan:

  1. Go to the lender's website and select the amount and repayment time you are interested in.
  2. Read the details of the offer, accept the regulations and privacy policy.
  3. Complete the application. It consists of several forms. Provide all required data and consent to the processing of data.
  4. Verify your identity online or by transfer.
  5. Sign the loan terms.
  6. Wait for information about the loan being granted.
  7. The money will be transferred to your verified account. Pay off the loan in accordance with the repayment schedule you received via e-mail.

What are the benefits of payday loans in Clearwater, FL?

  • Minimum formalities to receive an online loan.
  • Indebted people can take advantage of the offer.
  • Quick loan decision - a loan in 15 minutes on your account.
  • The loan is repaid in one-time installment.
  • Convenient application form.

Conditions for receiving a payday loan in Clearwater, FL

Payday loans in Clearwater, FL have very simple requirements:

  • 18 years,
  • ID card or permanent residence card,
  • U.S. nationality,
  • permanent address of residence in Clearwater, FL,
  • permanent income,
  • mobile phone,
  • personal account.

To get a payday loan Clearwater, FL, you must complete an application on the lender's website. Fill in the form with real data and complete the identity verification. The entire borrowing process is online. You don't have to send any documents or talk to consultants.

Documents necessary to apply for a payday loan in Clearwater, FL

The only document needed to receive a payday loan in Clearwater, FL is an ID card. When completing the loan application, you must provide data such as ID card number.

You don't need to send a photo of your ID or any other documents.

What forms of employment are accepted?

Lenders of payday loans are flexible in terms of the source of income for people applying for a payday loan. A loan can be obtained by any person who has a permanent source of income, e.g. a disability pension, retirement pension, employment contract or a fixed-term contract.

Information about your employment should be provided in the statement when completing the loan application.

Payday loan repayment

The repayment of payday loans is carried out in one-time installment - the repayment schedule can be found in the message sent to your e-mail address and on your online customer profile.

Is it possible to repay a payday loan ahead of schedule?

Yes, Compacom enables early loan repayment of installment. Contact the lender and set the terms of early repayment - the amount will be much lower!

No repayment - what if the loan is not repaid on time?

Failure to repay a loan results in the initiation of debt collection proceedings. The lender has the right to transfer the debt recovery rights to an external company or to do it themselves through an internal debt collection department.

How is debt collection carried out?

In the first place, you should expect payment requests, i.e. prompts. The field debt collector on behalf of lender may try to contact you to arrange the repayment terms. It is best to contact the debt collector and pay off the entire liability. Otherwise, the case may end with bailiff proceedings and serious problems.

Cash Advance and other Money Offers in Clearwater, FL

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Available in Clearwater, FL by the following ZIP codes:

33755

In 2024 there are 114,361 people living in Clearwater, FL. According to the statistics, 6862 of them look for "Payday Loans Near Me in Clearwater, FL" or apply for Clearwater Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 44198. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Clearwater, Florida direct lenders.

Payday Loans Store Locations in Clearwater, FL

ACE Cash Express
CheckSmart
Amscot

FAQ

 

How to qualify for online Payday Loans in Clearwater, FL?

 

How Clearwater Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Clearwater, FL?

 

Do Clearwater lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Clearwater, FL?

 

Do lenders in Clearwater, FL require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

 

Questions and Answers

COMPACOM TEAMExpert answer

The Maximum number of outstanding Payday Loans at a time is one. And it mustn't exceed $500 according to the Fl. Stat. Ann. § 560.402 et seq. and Rule 69V-560.901-912. Maximum loan term can not  be longer than 31 days and not less than seven days.

Show more

If you need more money or consider applying for another loan think of Installment Loans or Personal Loans.

 

Show less

Ask an Expert

Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

Start online application
Profile