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Gainesville, FLPayday Loans Online
Get Online Payday Loans in Gainesville, FL
Apply online for fast Payday Loans from the Gainesville, FL direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Gainesville cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Gainesville either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Florida Payday Advance is a short-term small-dollar loan for any emergency. It's available for those with bad credit, no credit, no income, even no bank account. Just fill in a simple application online now.
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Are Payday Loans Legal in Gainesville, FL ?
Loan Rates and Fees, Laws and Regulations in Florida.
Up to $500 Payday Loans can legally be taken for 7-31 days in Florida. It’s all set and regulated by Florida Statutes Chapter 560.402 et seq.1 and Florida Office of Financial Regulation's Division of Consumer Finance2. The average APR on Payday loans is 419%. 10% can be charged additionally of every $100 borrowed. The cash advance must be repaid on time without extensions or rollovers.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 7 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 419% |
| Additional fees | 10% of every $100 borrowed |
| NSF fee | None |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | Not set |
| Cooling off period | None |
| Rollover | None |
| Extension, repayment plan | None |
| Default penalties | Prohibited by law |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Gainesville, FL
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Legit personal loans designed for government workers, allowing them to repay the loan through automatic deductions from their paycheck. Flexible terms and are easy qualifications due to the stable income of federal employees.
Short-term loans offered by direct tribal lenders that don't require a credit history check. Fast, accessible funding for borrowers, even with bad or no credit, often with guaranteed approval.
Fast and secure short-term loans that help cover unexpected expenses like medical bills, urgent repairs, or temporary income gaps. Available online with minimal requirements and quick approval, even for borrowers with bad credit.
Payday Loans Available in Gainesville, FL by the following ZIP codes:
32601 32602 32603 32604 32605 32606 32607 32608 32609 32610 32611 32612 32613 32614 32627 32635 32641 32653 32667
Payday Loan Amounts in Gainesville, FL
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2025 there are 131,591 people living in Gainesville, FL. According to the statistics, 7895 of them look for "Payday Loans Near Me in Gainesville, FL" or apply for Gainesville Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 31818. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Gainesville, Florida direct lenders.
FAQ
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Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
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Expert answer
The Maximum number of outstanding Payday Loans at a time is one. And it mustn't exceed $500 according to the Fl. Stat. Ann. § 560.402 et seq. and Rule 69V-560.901-912. Maximum loan term can not be longer than 31 days and not less than seven days.
Show moreIf you need more money or consider applying for another loan think of Installment Loans or Personal Loans.