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Get Online Payday Loans in Gainesville, FL
Get a short-term cash advance with no credit check. You can qualify for Gainesville cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Gainesville either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Florida Payday Advance is a short-term small-dollar loan for any emergency. It's available for those with bad credit, no credit, no income, even no bank account. Just fill in a simple application online now.
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Are Payday Loans Legal in Gainesville, FL ?
Loan Rates and Fees, Laws and Regulations in Florida.
Up to $500 Payday Loans can legally be taken for 7-31 days in Florida. It’s all set and regulated by Florida Statutes Chapter 560.402 et seq.1 and Florida Office of Financial Regulation's Division of Consumer Finance2. The average APR on Payday loans is 419%. 10% can be charged additionally of every $100 borrowed. The cash advance must be repaid on time without extensions or rollovers.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 7 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 419% |
Additional fees | 10% of every $100 borrowed |
NSF fee | None |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not set |
Cooling off period | None |
Rollover | None |
Extension, repayment plan | None |
Default penalties | Prohibited by law |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Gainesville, FL
Payday Loans Available in Gainesville, FL by the following ZIP codes:
Payday Loan Amounts in Gainesville, FL
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 131,591 people living in Gainesville, FL. According to the statistics, 7895 of them look for "Payday Loans Near Me in Gainesville, FL" or apply for Gainesville Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 31818. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Gainesville, Florida direct lenders.