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Lake Charles, LAPayday Loans Online
Get Online Payday Loans in Lake Charles, LA
Apply online for fast Payday Loans from the Lake Charles, LA direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Lake Charles cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Lake Charles either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Need money now? Apply for Payday Loans Online in Louisiana from the Best Direct Lenders Online or find a Loan Store nearest to your location.
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Are Payday Loans Legal in Lake Charles, LA ?
Loan Rates and Fees, Laws and Regulations in Louisiana.
Online Payday loans up to $350 are legal in Louisiana. Higher amounts are also available within Installment loans ($1000 - $5000) and Personal loans ($5000 - 35,000). The maximum term allowed for Payday cash advance is 60 days. The APR counts 780%, plus $10 documentation fee and 16.75% interest rate. It’s all set by La. Rev. Stat. Ann. §§ 9:3578.1 et seq.1
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $350 |
| MIN. Loan Term | None |
| MAX. Loan Term | 60 days |
| MAX APR | 780% |
| Additional fees | $10 documentation fee, 16,75% of every $100 borrowed |
| NSF fee | One per loan |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | Not limited |
| Cooling off period | None |
| Rollover | Not allowed |
| Extension, repayment plan | Repayment plan once a year |
| Default penalties | 36% per year |
| Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Lake charles, LA
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Payday Loans Available in Lake Charles, LA by the following ZIP codes:
70601 70602 70605 70606 70607 70609 70611 70612 70615 70616 70629
Payday Loan Amounts in Lake Charles, LA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2025 there are 76,848 people living in Lake Charles, LA. According to the statistics, 4611 of them look for "Payday Loans Near Me in Lake Charles, LA" or apply for Lake Charles Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 36751. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Lake Charles, Louisiana direct lenders.
FAQ
How to qualify for online Payday Loans in Lake Charles, LA?
How Lake Charles Payday Loans online work?
Can I get a Payday Loan with bad credit in Lake Charles, LA?
Do Lake Charles lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Lake Charles, LA?
Do lenders in Lake Charles, LA require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
