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Get Online Payday Loans in Billings, MT
Get a short-term cash advance with no credit check. You can qualify for Billings cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Billings either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
No matter what your credit score is, you can qualify for Montana Payday Loans Online from a direct lender. Compare the offers, check your rates, and complete a simple application form online in a few minutes to get the necessary financing.
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Are Payday Loans Legal in Billings, MT ?
Loan Rates and Fees, Laws and Regulations in Montana.
Payday loans up to $300 but not more than 25% of monthly income are legal though a bit restricted in Montana. The maximum term is 31 days. The state regulates the lending by Mont. Code Ann. 31-1-701, which caps the APR to 36%. The finance charge for 14-day $100 is only $1.39. Neither rollovers nor extensions are allowed in the state. A borrower can’t take another loan to repay the previous one either. Only one insufficient fund fee of up to $30 is allowed to be charged.
Law status | restricted |
MIN Loan Amount | $50 |
MAX Loan Amount | $300 |
MIN. Loan Term | None |
MAX. Loan Term | 31 days |
MAX APR | 36% |
Additional fees | None |
NSF fee | $30, only one |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Not allowed |
Default penalties | Not allowed |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Billings, MT
Payday Loans Available in Billings, MT by the following ZIP codes:
Payday Loan Amounts in Billings, MT
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 110,323 people living in Billings, MT. According to the statistics, 6619 of them look for "Payday Loans Near Me in Billings, MT" or apply for Billings Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 51012. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Billings, Montana direct lenders.