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Get Online Payday Loans in Elyria, OH
Get a short-term cash advance with no credit check. You can qualify for Elyria cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Elyria either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Ohio Payday Loans are available online and in-store. No matter what you need instant cash for, you just complete an online loan request and get the money within 24 hours of approval.
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Are Payday Loans Legal in Elyria, OH ?
Loan Rates and Fees, Laws and Regulations in Ohio.
Residents of Ohio can get $100 - $500 Payday loans online for a maximum of 31 days. Payday loans are legal in Ohio (Ohio Rev. Code Ann. 1321.35 et seq. Short-Term Loan Act)1. It sets the APR of 28%. One simultaneous cash advance is allowed, four can be borrowed a year. Rollovers are prohibited, and there must be a 90-day cooling-off period. If you default on a loan, you have the right to an extension or repayment plan.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 28% |
Additional fees | None |
NSF fee | None |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | 90 days |
Rollover | Not allowed |
Extension, repayment plan | One repayment plan |
Default penalties | Maximum $20 collection charge |
Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Elyria, OH
Payday Loans Available in Elyria, OH by the following ZIP codes:
Payday Loan Amounts in Elyria, OH
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
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Quick Cash with Mobile Apps
In 2025 there are 53,715 people living in Elyria, OH. According to the statistics, 3223 of them look for "Payday Loans Near Me in Elyria, OH" or apply for Elyria Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is $40952. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Elyria, Ohio direct lenders.
FAQ
How to qualify for online Payday Loans in Elyria, OH?
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