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Ohio Payday Loans Online

Ohio Payday Loans Online


Get a Fast Cash Loan today - apply for Online Payday Loans in Ohio with No Credit Check. 

Apply for Ohio Payday Loans Online right now. Get guaranteed instant decision from direct lenders with no hard inquiry. Once approved, receive the necessary cash the same day, or maximum the next business day. 


If you are looking for fast and easy Payday Loans Near Me just start the application form online now and the money will be deposited to your bank account the same day. No hard credit check is typically required.


Why Choose Compacom for Payday Loans in Ohio

If you've come across urgent financial needs and the next pay day is far away, Compacom will help you get instant cash today with fast and easy Online Payday Loans from the best Ohio direct lender. More than 696 864 trust us and they have clear-cut reasons.
Safe and Reliable
We partner only with legit lending companies. Applying is safe and secure as Compacom is OLA licensed and your data confidentiality is our #1 priority.
Most customer reviews on Trustpilot, Google My Business, and other platforms prove that our services deserve your trust. No matter what your needs are, we'll find the perfect loan.
Quick Financing for All Credits
With us you can get Ohio Payday Loan fast same day with no hard credit check required. Customers with all credit scores are accepted.

How Ohio Payday Loans Online Work - 3 Easy Steps to Instant Cash

Complete a simple application form online in minutes at the best Ohio lender's website.
If you qualify, you'll be approved fast same day. Check your rates and sign a loan agreement.
Get your Payday Loans fast with a direct deposit to your bank account.
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Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

Residents of Ohio can get $100 - $500 Payday loans online for a maximum of 31 days. Payday loans are legal in Ohio (Ohio Rev. Code Ann. 1321.35 et seq. Short-Term Loan Act)1. It sets the APR of 28%. One simultaneous cash advance is allowed, four can be borrowed a year. Rollovers are prohibited, and there must be a 90-day cooling-off period. If you default on a loan, you have the right to an extension or repayment plan.

Law status legal
MIN Loan Amount $100
MAX Loan Amount $500
MIN. Loan Term 14 days
MAX. Loan Term 31 days
MIN APR Varies by lender
Additional fees None
NSF fee None
Collateral or guarantor None, unsecured
Number of simultaneous loans 1
Cooling off period 90 days
Rollover Not allowed
Extension, repayment plan One repayment plan
Default penalties Maximum $20 collection charge
Credit score requirements Available for Bad Credit
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Ohio Economic Climate and Its Affect on Online Payday Loans

  • Income: The median household income in Ohio is around $58,642, which is slightly lower than the national average of $62,843.
  • Poverty Rate: Poverty rate is approximately 13.1%, which is also slightly higher than the national average of 12.3%.

Number of Payday Loans Borrowed and Reasons:

There is no exact data available for the number of payday loans borrowed per year in Ohio. However, it is evident that Ohioans have used payday loans to cover a range of financial needs. Some common reasons for borrowing include:

  1. Emergency expenses (e.g., medical bills, car repairs)
  2. Essential living expenses (e.g., rent, groceries)
  3. Unexpected financial setbacks (e.g., job loss, reduced working hours)
  4. Debt consolidation (e.g., paying off higher-interest loans or credit cards)

Are Ohio Payday Loans Available for Bad Credit?

Credit Score:

According to Experian, one of the three major credit bureaus, the average credit score in Ohio is 705, which falls into the "good" credit score range (670-739). This score is slightly lower than the national average of 710.

Other Relevant Criteria: Several factors can contribute to the prevalence of payday loans in Ohio, including the state's economic climate, unemployment rate, and availability of alternative financial resources. Additionally, the state's regulations around payday loans can influence the number of people who borrow these loans. As of 2021, Ohio had enacted reforms that capped interest rates and fees for payday loans, aiming to protect borrowers from predatory lending practices.

Please note that the information provided here may be outdated, and you should consult the latest data and sources for the most accurate information on Ohio's economic situation and payday loan usage.

How Online Payday Loans in Ohio work 

The process of applying for an instant short-term loan in Ohio online is quick and simple:

  1. Fill out the necessary information in the application form
  2. Get the money deposited into your account within 1 business day
  3. Pay off the loan with your next paycheck

Don't forget to compare the lenders and choose the one with the best rates and fees at first.

I would love to leave a legacy of a more free Ohio, a more fiscally responsible state government and a booming economy that can attract and keep millennials living in Ohio.

If you want to file a report or complaint on Payday lenders in Ohio Division of Financial Institutions at 77 South High Street, 21st Floor Columbus OH 43215, or call them by phone: (614) 728-8400.

Legal Payday Loans in Ohio


Fast and easy online payday loans are available even to borrowers with no active banking account. You can get instant cash of $400 - $600 directly to your savings account. It’s also possible to get instant cash to debit card. Anyway, you are sure to receive the money you need today with minimum requirements and efforts.

Cash Advance and other Money Offers in Ohio:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.


Can I get Ohio Payday Loans with bad credit?
Can I get Online Payday Loans in Ohio with no credit check?
Do Ihio lenders offer guaranteed Payday Loans online?
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Payday Loans Hub

In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.

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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

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