Ad
By submitting your information you claim you have read and understood and agree to Privacy Policy , Terms of Use , Responsible Lending and Marketing Practices

Ohio Payday Loans up to $500
Get a Fast Cash Loan today - apply for Online Payday Loans in Ohio with No Credit Check.
Apply for Ohio Payday Loans Online right now. Get guaranteed instant decision from direct lenders with no hard inquiry. Once approved, receive the necessary cash the same day, or maximum the next business day.
If you are looking for fast and easy Payday Loans Near Me just start the application form online now and the money will be deposited to your bank account the same day. No hard credit check is typically required.
START ONLINE APPLICATION
Why Choose Compacom for Payday Loans in Ohio
How Ohio Payday Loans Online Work - 3 Easy Steps to Instant Cash
Are Payday Loans Legal in Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
Residents of Ohio can get $100 - $500 Payday loans online for a maximum of 31 days. Payday loans are legal in Ohio (Ohio Rev. Code Ann. 1321.35 et seq. Short-Term Loan Act)1. It sets the APR of 28%. One simultaneous cash advance is allowed, four can be borrowed a year. Rollovers are prohibited, and there must be a 90-day cooling-off period. If you default on a loan, you have the right to an extension or repayment plan.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 28% |
Additional fees | None |
NSF fee | None |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | 90 days |
Rollover | Not allowed |
Extension, repayment plan | One repayment plan |
Default penalties | Maximum $20 collection charge |
Credit score requirements | Available for Bad Credit |
Ohio Payday Loans Near Me
Apply for Online Payday Loans and get instant decision from top lending organizations
TOP RATED COMPANIES
How Online Payday Loans in Ohio work
The process of applying for an instant short-term loan in Ohio online is quick and simple:
- Fill out the necessary information in the application form
- Get the money deposited into your account within 1 business day
- Pay off the loan with your next paycheck
Don't forget to compare the lenders and choose the one with the best rates and fees at first.
If you want to file a report or complaint on Payday lenders in Ohio Division of Financial Institutions at 77 South High Street, 21st Floor Columbus OH 43215, or call them by phone: (614) 728-8400.
Fast and easy online payday loans are available even to borrowers with no active banking account. You can get instant cash of $400 - $600 directly to your savings account. It’s also possible to get instant cash to debit card. Anyway, you are sure to receive the money you need today with minimum requirements and efforts.
Cash Advance and other Money Offers in Ohio:
FAQ
Ask an expert
Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.
You are about to post a question on compacom.com:
Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.