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Lorain, OHPayday Loans Online
Get Online Payday Loans in Lorain, OH
Apply online for fast Payday Loans from the Lorain, OH direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Lorain cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Lorain either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Online Payday Loans provide same-day cash advance to Ohio residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.
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Applications successfully approved in Lorain, OH
KY
Kenonte Y.
From Lorain, OH
- Loan amount: $500
- Loan purpose: Daily bills
JS
jobias S.
From Lorain, OH
- Loan amount: $200
- Loan purpose: Funeral expenses
RL
Raudel L.
From Lorain, OH
- Loan amount: $400
- Loan purpose: Essential purchases
FK
Florine K.
From Lorain, OH
- Loan amount: $300
- Loan purpose: Urgent car repair
LC
Lakendall C.
From Lorain, OH
- Loan amount: $400
- Loan purpose: Unexpected high expenses
JY
Jalisha Y.
From Lorain, OH
- Loan amount: $300
- Loan purpose: Family emergency expenses
SU
Stevenwalker U.
From Lorain, OH
- Loan amount: $600
- Loan purpose: Unexpected hospital bills
JK
jacquelynn K.
From Lorain, OH
- Loan amount: $1000
- Loan purpose: Household goods
NW
Nishith W.
From Lorain, OH
- Loan amount: $1000
- Loan purpose: Credit repair
WV
Watson V.
From Lorain, OH
- Loan amount: $200
- Loan purpose: Housing needs
Are Payday Loans Legal in Lorain, OH ?
Loan Rates and Fees, Laws and Regulations in Ohio.
Residents of Ohio can get $100 - $500 Payday loans online for a maximum of 31 days. Payday loans are legal in Ohio (Ohio Rev. Code Ann. 1321.35 et seq. Short-Term Loan Act)1. It sets the APR of 28%. One simultaneous cash advance is allowed, four can be borrowed a year. Rollovers are prohibited, and there must be a 90-day cooling-off period. If you default on a loan, you have the right to an extension or repayment plan.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 14 days |
| MAX. Loan Term | 31 days |
| MIN APR | Varies by lender |
| MAX APR | 28% |
| Additional fees | None |
| NSF fee | None |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 1 |
| Cooling off period | 90 days |
| Rollover | Not allowed |
| Extension, repayment plan | One repayment plan |
| Default penalties | Maximum $20 collection charge |
| Credit score requirements | Available for Bad Credit |
Alternative Loan Offers for Instant Cash in Lorain, OH
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Legit personal loans designed for government workers, allowing them to repay the loan through automatic deductions from their paycheck. Flexible terms and are easy qualifications due to the stable income of federal employees.
Short-term loans offered by direct tribal lenders that don't require a credit history check. Fast, accessible funding for borrowers, even with bad or no credit, often with guaranteed approval.
Payday Loans Available in Lorain, OH by the following ZIP codes:
44052 44053 44055
Payday Loan Amounts in Lorain, OH
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2025 there are 63,730 people living in Lorain, OH. According to the statistics, 3824 of them look for "Payday Loans Near Me in Lorain, OH" or apply for Lorain Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 35042. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Lorain, Ohio direct lenders.
FAQ
How to qualify for online Payday Loans in Lorain, OH?
How Lorain Payday Loans online work?
Can I get a Payday Loan with bad credit in Lorain, OH?
Do Lorain lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Lorain, OH?
Do lenders in Lorain, OH require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
