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Get Online Payday Loans in Youngstown, OH
Get a short-term cash advance with no credit check. You can qualify for Youngstown cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Youngstown either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Online Payday Loans provide same-day cash advance to Ohio residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.
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Are Payday Loans Legal in Youngstown, OH ?
Loan Rates and Fees, Laws and Regulations in Ohio.
Residents of Ohio can get $100 - $500 Payday loans online for a maximum of 31 days. Payday loans are legal in Ohio (Ohio Rev. Code Ann. 1321.35 et seq. Short-Term Loan Act)1. It sets the APR of 28%. One simultaneous cash advance is allowed, four can be borrowed a year. Rollovers are prohibited, and there must be a 90-day cooling-off period. If you default on a loan, you have the right to an extension or repayment plan.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MIN APR | Varies by lender |
MAX APR | 28% |
Additional fees | None |
NSF fee | None |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | 90 days |
Rollover | Not allowed |
Extension, repayment plan | One repayment plan |
Default penalties | Maximum $20 collection charge |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Youngstown, OH
Payday Loans Available in Youngstown, OH by the following ZIP codes:
Payday Loan Amounts in Youngstown, OH
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 64,312 people living in Youngstown, OH. According to the statistics, 3859 of them look for "Payday Loans Near Me in Youngstown, OH" or apply for Youngstown Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 24133. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Youngstown, Ohio direct lenders.