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Get Online Payday Loans in Edmond, OK
Get a short-term cash advance with no credit check. You can qualify for Edmond cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Edmond either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Need emergency cash? Consider applying for quick Oklahoma Payday Loans Online with no credit check required. Bad credit won't be a problem for approval. Financing is likely to be granted within 1 - 2 business days.
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Are Payday Loans Legal in Edmond, OK ?
Loan Rates and Fees, Laws and Regulations in Oklahoma.
Oklahoma residents can apply for $500 Payday loans legally according to Okla. Stat. Tit. 59 §§ 3101 et seq1. You need to repay it in 12-45 days. The APR is 390%, and the maximum finance fee is 15% if you borrow less than $300, 10% if the loan amount exceeds $300.
Two cash advances are allowed at a time, but without any rollovers or renewals. You can be offered a repayment plan of four installments. After you’ve borrowed 5 consecutive cash advances there should be at least 2 business days cooling-off period. You can be charged a $25 non-sufficient fund fee. Any criminal action on behalf of debt collectors is strictly prohibited.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 12 days |
MAX. Loan Term | 45 days |
MAX APR | 390% |
Additional fees | 15% maximum |
NSF fee | $25 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 2 |
Cooling off period | 2 business days after 5 consecutive loans |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan made up of 4 installments |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Edmond, OK
Payday Loans Available in Edmond, OK by the following ZIP codes:
Payday Loan Amounts in Edmond, OK
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 91,191 people living in Edmond, OK. According to the statistics, 5471 of them look for "Payday Loans Near Me in Edmond, OK" or apply for Edmond Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 71974. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Edmond, Oklahoma direct lenders.