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Get Online Payday Loans in Enid, OK
Get a short-term cash advance with no credit check. You can qualify for Enid cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Enid either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Small-dollar short-term Payday Loans Online in Oklahoma guarantee quick financing for any urgent expenses even if your credit is far from perfect.
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Are Payday Loans Legal in Enid, OK ?
Loan Rates and Fees, Laws and Regulations in Oklahoma.
Oklahoma residents can apply for $500 Payday loans legally according to Okla. Stat. Tit. 59 §§ 3101 et seq1. You need to repay it in 12-45 days. The APR is 390%, and the maximum finance fee is 15% if you borrow less than $300, 10% if the loan amount exceeds $300.
Two cash advances are allowed at a time, but without any rollovers or renewals. You can be offered a repayment plan of four installments. After you’ve borrowed 5 consecutive cash advances there should be at least 2 business days cooling-off period. You can be charged a $25 non-sufficient fund fee. Any criminal action on behalf of debt collectors is strictly prohibited.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 12 days |
MAX. Loan Term | 45 days |
MAX APR | 390% |
Additional fees | 15% maximum |
NSF fee | $25 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 2 |
Cooling off period | 2 business days after 5 consecutive loans |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan made up of 4 installments |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Enid, OK
Payday Loans Available in Enid, OK by the following ZIP codes:
Payday Loan Amounts in Enid, OK
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 51,004 people living in Enid, OK. According to the statistics, 3060 of them look for "Payday Loans Near Me in Enid, OK" or apply for Enid Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 46365. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Enid, Oklahoma direct lenders.