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Get Online Payday Loans in Baytown, TX
Get a short-term cash advance with no credit check. You can qualify for Baytown cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Baytown either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
For guaranteed short-term financing request a Payday Loan Online in Texas from a legit direct lender. It will take you just a few minutes to complete the application and have it processed. Once approved, you'll get the funds the same day.
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Are Payday Loans Legal in Baytown, TX ?
Loan Rates and Fees, Laws and Regulations in Texas.
The maximum Payday loan amount is not stated in Texas, as a rule, direct lenders offer up to $1,000. Its term is up to 6 months (180 days). A cash advance is legal in the state according to 5 Tex. Fin. Code §§ 393 et seq.1, 4 Tex. Fin. Code §§ 342.004.2 The APR is 410% on average. There is no cap on rates and fees in Texas. Lenders usually take 10% of the loan. There are also $30 non-sufficient funds fees and a 5% collection fee.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $1,000 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 180 days |
MIN APR | Varies by lender |
MAX APR | 410% |
Additional fees | 10% of the loan |
NSF fee | $30 |
Collateral or guarantor | None, unsecured |
Cooling off period | None |
Default penalties | 5% collection fee |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Baytown, TX
Payday Loans Available in Baytown, TX by the following ZIP codes:
Payday Loan Amounts in Baytown, TX
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 75,992 people living in Baytown, TX. According to the statistics, 4560 of them look for "Payday Loans Near Me in Baytown, TX" or apply for Baytown Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 48103. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Baytown, Texas direct lenders.