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Get Online Payday Loans in Odessa, TX
Get a short-term cash advance with no credit check. You can qualify for Odessa cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Odessa either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
When you need $100 - $1,000 instant cash, apply for Texas Payday Loans Online with No Credit Check and get guaranteed financing on the same business day.
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Are Payday Loans Legal in Odessa, TX ?
Loan Rates and Fees, Laws and Regulations in Texas.
The maximum Payday loan amount is not stated in Texas, as a rule, direct lenders offer up to $1,000. Its term is up to 6 months (180 days). A cash advance is legal in the state according to 5 Tex. Fin. Code §§ 393 et seq.1, 4 Tex. Fin. Code §§ 342.004.2 The APR is 410% on average. There is no cap on rates and fees in Texas. Lenders usually take 10% of the loan. There are also $30 non-sufficient funds fees and a 5% collection fee.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $1,000 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 180 days |
MIN APR | Varies by lender |
MAX APR | 410% |
Additional fees | 10% of the loan |
NSF fee | $30 |
Collateral or guarantor | None, unsecured |
Cooling off period | None |
Default penalties | 5% collection fee |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Odessa, TX
Payday Loans Available in Odessa, TX by the following ZIP codes:
Payday Loan Amounts in Odessa, TX
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 117,871 people living in Odessa, TX. According to the statistics, 7072 of them look for "Payday Loans Near Me in Odessa, TX" or apply for Odessa Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 59337. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Odessa, Texas direct lenders.