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Payday Loans in San Antonio, Texas

Payday Loans in San Antonio, Texas


Apply now for San Antonio cash advance and get the funds you need within a day.

If you need a quick cash loans in San Antonio, TX, consider a short-term cash advance that doesn't require a credit check. Even if you don't have a bank or checking account, you may still be eligible for a San Antonio cash loan. Don't worry about your poor credit history hindering your chances of securing a fast payday advance in San Antonio. By completing a free online application, you can receive an immediate decision from multiple loan companies in San Antonio within minutes.

Most Texas Payday Loan Online lenders have very simple requirements and guarantee instant cash advance to borrowers with bad credit and no credit. All you need - is to fill in a quick online application form.


Apply for online payday loans and get instant decision from the best San Antonio lending organization


Rates last updated May 27th, 2023


Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in San Antonio, TX?

Loan Rates and Fees, Laws and Regulations in Texas.

The maximum Payday loan amount is not stated in Texas, as a rule, direct lenders offer up to $1,000. Its term is up to 6 months (180 days). A cash advance is legal in the state according to 5 Tex. Fin. Code §§ 393 et seq.1, 4 Tex. Fin. Code §§ 342.004.2 The APR is 410% on average. There is no cap on rates and fees in Texas. Lenders usually take 10% of the loan. There are also $30 non-sufficient funds fees and a 5% collection fee.

Law status legal
MIN Loan Amount $100
MAX Loan Amount $1,000
MIN. Loan Term 14 days
MAX. Loan Term 180 days
MIN APR Varies by lender
MAX APR 410%
Additional fees 10% of the loan
NSF fee $30
Collateral or guarantor None, unsecured
Cooling off period None
Default penalties 5% collection fee
Credit score requirements Available for Bad Credit
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How to Get Payday Loans in San Antonio No Credit Check?

It is possible to get payday loans for bad credit in San Antonio, TX. If you're looking to obtain a payday loan in San Antonio without a credit check, there are a few things you can do to increase your chances of approval. Bad credit loans in San Antonio are affordable and easy to obtain online with direct lenders only. First, research lenders that specialize in bad credit loans and check their eligibility requirements to make sure you meet their criteria. Next, gather the necessary documents, such as proof of income and a form of identification, and fill out an application with accurate and complete information. Finally, wait for a decision from the lender and be sure to read the loan terms and conditions carefully before accepting the loan. Keep in mind that payday loans can come with high interest rates and fees, so it's important to only borrow what you can afford to repay.


How to Apply for the Best Payday Loans in San Antonio, TX?

Here is a step-by-step guide to help you apply for the best payday loans online in San Antonio, TX:

  1. Determine eligibility: To be eligible for a payday loan in San Antonio, you must typically be at least 18 years old, have a valid government-issued ID, and have a steady source of income.
  2. Research lenders: Look for reputable lenders that offer payday loans in San Antonio. Consider their interest rates, fees, repayment terms, and customer reviews to find the best option for you.
  3. Gather necessary documents: To apply for a payday loan, you will typically need to provide proof of income, a form of identification, and bank account information. Some lenders may also require additional documentation.
  4. Fill out an online application: Once you have found a lender that you are interested in, visit their website and fill out an online application. Be sure to provide accurate and complete information.
  5. Review loan terms: After you submit your application, the lender will review your information and provide you with loan terms, including the amount you can borrow, the interest rate, and the repayment period. Be sure to review these terms carefully to make sure you can afford the loan.
  6. Accept the loan: If you are approved for the loan and agree to the terms, you will need to sign a loan agreement. The lender will then transfer the funds to your bank account, typically within one business day.

Keep in mind that payday loans can come with high interest rates and fees, so it's important to only borrow what you can afford to repay. It's also a good idea to shop around and compare lenders to find the best option for your needs.


What are the Benefits of Payday Loans in San Antonio, TX?

Payday loans in San Antonio can offer several benefits to those who need quick cash to cover unexpected expenses. Some of the benefits of payday loans in San Antonio include:

  1. Easy to apply: Payday loans are easy to apply for and can often be completed online, making it a convenient option for those who need fast cash.
  2. No credit check: Many payday lenders do not require a credit check, making it easier for those with bad credit to get approved.
  3. Quick approval: Payday loans are typically approved quickly, often within a few hours or the next business day, which means you can get the cash you need when you need it.
  4. Flexible repayment terms: Payday loans often have flexible repayment terms, allowing borrowers to pay back the loan in installments or in full, depending on their financial situation.
  5. No collateral required: Payday loans are unsecured, which means that borrowers do not need to provide collateral to secure the loan.


What Is Considered Proof of Income in San Antonio, TX?

To apply for a payday loan in San Antonio, you will need to provide proof of income, which can include:

  1. Pay stubs: Recent pay stubs can provide proof of your current income and can be used to show lenders how much you earn.
  2. Bank statements: Bank statements can provide lenders with a record of your income and expenses and can be used to show lenders that you have a steady source of income.
  3. Tax returns: If you are self-employed, tax returns can provide proof of your income and can be used to show lenders that you have a steady income.
  4. Government benefit statements: If you receive government benefits, such as Social Security or disability payments, these statements can provide proof of your income.


What are the Best Payday Lenders in San Antonio, TX?

When looking for the best payday lenders in San Antonio, TX, there are several factors to consider. Some general points to consider when comparing lenders include:

  1. Interest rates and fees: Payday loans can come with high interest rates and fees, so it's important to compare rates and fees from different lenders to find the best option for your needs.
  2. Repayment terms: Payday lenders may offer different repayment terms, such as paying back the loan in installments or in full on your next payday. It's important to understand the repayment terms and choose a lender that offers terms that work for your financial situation.
  3. Customer service: A lender with good customer service can make the loan process smoother and can be helpful if you have any questions or concerns about the loan.
  4. Online presence: Many payday lenders offer online applications and customer service, which can be more convenient for those who cannot visit a physical location.
  5. Lending requirements: Each lender may have different lending requirements, such as minimum credit score or income requirements. Be sure to check the lender's eligibility requirements to make sure you meet their criteria.

Ultimately, the best payday lender in San Antonio will depend on your individual needs and financial situation. It's important to shop around and compare lenders to find the best option for your needs.



Payday loans in San Antonio can offer quick cash to those who need it most. However, it's important to carefully consider the terms and fees of any loan before accepting it. Be sure to review the loan agreement and repayment terms carefully to make sure you can afford to repay the loan. It's also a good idea to shop around and compare lenders to find the best option for your needs. Finally, be sure to only borrow what you need and avoid taking out multiple loans at once, as this can lead to a cycle of debt.

Payday Loan Calculator


Estimated Payment


Total Principal Paid: $ 1,000.00
Finance charge: $ 387.42
APR: 471.36 %
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Payment Breakdown

Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.

The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.

To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.

It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.

Payday Loans Near Me in the other cities of Texas

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Payday Loans Available in San Antonio, TX by the following ZIP codes:

78023 78054 78056 78073 78109 78112 78154 78201 78202 78203 78204 78205 78206 78207 78208 78209 78210 78211 78212 78213 78214 78215 78216 78217 78218 78219
78220 78221 78222 78223 78224 78225 78226 78227 78228 78229 78230 78231 78232 78233 78234 78235 78236 78237 78238 78239 78240 78241 78242 78243 78244 78245 78246 78247 78248 78249 78250 78251 78252 78253 78254 78255 78256 78257 78258 78259 78260 78261 78262 78263 78264 78265 78266 78268 78269 78270 78275 78278 78279 78280 78283 78284 78285 78286 78287 78288 78289 78291 78292 78293 78294 78295 78296 78297 78298 78299

In 2023 there are 1,492,510 people living in San Antonio, TX. According to the statistics, 89551 of them look for "Payday Loans Near Me in San Antonio, TX" or apply for San Antonio Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 46744. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best San Antonio, Texas direct lenders.

Payday Loans Store Locations in San Antonio, TX

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How to qualify for online Payday Loans in San Antonio, TX?


How San Antonio Payday Loans online work?


Can I get a Payday Loan with bad credit in San Antonio, TX?


Do San Antonio lenders offer no credit check Payday Loans?


How fast can I get a Payday Loan in San Antonio, TX?


Do lenders in San Antonio, TX require a certificate from the employer?


How long does an online payday loan take?


Do you have to specify the purpose of a payday loan?


Can I take a payday loan at Compacom if I have a liability with another loan company?


How to sign a payday loan agreement?


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