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Up to $700 Payday Loans in Washington
Apply for Online Payday Loans in Washington State for instant cash advance the same day.
Caught short of cash between paychecks? Washington Payday Loans may be a perfect solution! Available even for bad credit or no credit residents. Get guaranteed instant decisions and the best rates and fees from direct lenders. Fill out a simple and free application form which takes only a few minutes. It will let you know whether you qualify for a loan or not and won't affect your credit history. Upon approval, the money will be deposited into your bank account the next business day.
When you need $100 - $1,000 instant cash, apply for Best Online Payday Loans with No Credit Check and get guaranteed financing on the same business day.
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Why Choose Compacom for Payday Loans in Washington
How Washington Payday Loans Online Work - 3 Easy Steps to Instant Cash
Are Payday Loans Legal in Washington?
Loan Rates and Fees, Laws and Regulations in Washington.
Washington residents can borrow up to $700 Payday cash advance, but not exceeding 30% of their gross monthly income for a maximum of 45 days. Payday lending is legal in Washington in accordance with Wash. Rev. Code Ann. 31.45.010 et seq.1 It states that any APR is 390%. Finance rates and fees vary depending on the amount of a loan: for $500 cash advance it’s 15%, for higher sums – 10%. Thus you may be charged $15 for 14-day $100 loan.
Maximum 8 loans a year are allowed. They must be paid off on time without rollovers, renewals, or extensions. However, you can apply for a repayment plan for 90-180 days without any additional fees.
Law status | legal |
MIN Loan Amount | None |
MAX Loan Amount | $700 |
MIN. Loan Term | None |
MAX. Loan Term | 45 days |
MAX APR | 390% |
Additional fees | 15% |
NSF fee | Not stated |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 8 loans a year |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan for 90-180 days |
Default penalties | Criminal actions are prohibited |
Credit score requirements | Available for Bad Credit |
Washington Payday Loans Near Me
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How do Washington Payday Loans work?
Any resident of Washington can apply for a Payday Loan both online and in-store. But, of course, online lending is becoming more and more popular as it has plenty of advantages:
- it gives you a chance to compare a lot of different offers at once,
- you can avoid driving, doing paperwork, and waiting in lines,
- applying is free and simple,
- you have very high chances of approval even with a bad credit score,
- you can find some lenders ready to give you the loan with no credit check,
- it's available 24 / 7.
Internet payday lenders that do business with Washington residents must be licensed by DFI and adhere to Washington's loan limits and terms.
The process of applying online is quick and simple:
- Fill out the necessary information in the application form
- Get quick approval within minutes
- Receive the money deposited into your account within 1 - 2 business days
With online payday loans you can get a 500 dollar loan on average. The terms vary from 7 to 30 days. As payday lenders consider no credit check in some cases, it’s possible to get cash within 24 hours since loan approval.
Cash Advance and other Money Offers in Washington:
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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.