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Payday Loans in Seattle, Washington
Get a short-term cash advance with no credit check. You can qualify for a cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Seattle either. Just fill out a free application form online and get instant decision from multiple direct lenders within a few minutes.
Apply for Payday Loans in Washington from the Best Direct Lenders Online or find a Loan Store nearest to your location.
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Seattle, WA Cash Advance Online Options:
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It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
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Are Payday Loans Legal in Seattle, WA?
Loan Rates and Fees, Laws and Regulations in Washington.
Washington residents can borrow up to $700 Payday cash advance, but not exceeding 30% of their gross monthly income for a maximum of 45 days. Payday lending is legal in Washington in accordance with Wash. Rev. Code Ann. 31.45.010 et seq.1 It states that any APR is 390%. Finance rates and fees vary depending on the amount of a loan: for $500 cash advance it’s 15%, for higher sums – 10%. Thus you may be charged $15 for 14-day $100 loan.
Maximum 8 loans a year are allowed. They must be paid off on time without rollovers, renewals, or extensions. However, you can apply for a repayment plan for 90-180 days without any additional fees.
| Law status | legal |
| MIN Loan Amount | None |
| MAX Loan Amount | $700 |
| MIN. Loan Term | None |
| MAX. Loan Term | 45 days |
| MAX APR | 390% |
| Additional fees | 15% |
| NSF fee | Not stated |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 8 loans a year |
| Cooling off period | None |
| Rollover | Not allowed |
| Extension, repayment plan | Repayment plan for 90-180 days |
| Default penalties | Criminal actions are prohibited |
| Credit score requirements | Available for Bad Credit |
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FAQ
How to qualify for online Payday Loans in Seattle, WA?
How Seattle Payday Loans online work?
Can I get a Payday Loan with bad credit in Seattle, WA?
Do Seattle lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Seattle, WA?
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