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Lakewood, WAPayday Loans Online
Get Online Payday Loans in Lakewood, WA
Apply online for fast Payday Loans from the Lakewood, WA direct lenders to get quick and easy money.
Get a short-term cash advance with no credit check. You can qualify for Lakewood cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Lakewood either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Online Payday Loans provide same-day cash advance to Washington residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.
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Are Payday Loans Legal in Lakewood, WA ?
Loan Rates and Fees, Laws and Regulations in Washington.
Washington residents can borrow up to $700 Payday cash advance, but not exceeding 30% of their gross monthly income for a maximum of 45 days. Payday lending is legal in Washington in accordance with Wash. Rev. Code Ann. 31.45.010 et seq.1 It states that any APR is 390%. Finance rates and fees vary depending on the amount of a loan: for $500 cash advance it’s 15%, for higher sums – 10%. Thus you may be charged $15 for 14-day $100 loan.
Maximum 8 loans a year are allowed. They must be paid off on time without rollovers, renewals, or extensions. However, you can apply for a repayment plan for 90-180 days without any additional fees.
| Law status | legal |
| MIN Loan Amount | None |
| MAX Loan Amount | $700 |
| MIN. Loan Term | None |
| MAX. Loan Term | 45 days |
| MAX APR | 390% |
| Additional fees | 15% |
| NSF fee | Not stated |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 8 loans a year |
| Cooling off period | None |
| Rollover | Not allowed |
| Extension, repayment plan | Repayment plan for 90-180 days |
| Default penalties | Criminal actions are prohibited |
| Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Lakewood, WA
Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.
Payday Loans Available in Lakewood, WA by the following ZIP codes:
98439 98496 98497 98498 98499
Payday Loan Amounts in Lakewood, WA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 60,665 people living in Lakewood, WA. According to the statistics, 3640 of them look for "Payday Loans Near Me in Lakewood, WA" or apply for Lakewood Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 44902. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Lakewood, Washington direct lenders.
FAQ
How to qualify for online Payday Loans in Lakewood, WA?
How Lakewood Payday Loans online work?
Can I get a Payday Loan with bad credit in Lakewood, WA?
Do Lakewood lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Lakewood, WA?
Do lenders in Lakewood, WA require a certificate from the employer?
How long does an online payday loan take?
Do you have to specify the purpose of a payday loan?
Can I take a payday loan at Compacom if I have a liability with another loan company?
How to sign a payday loan agreement?
Payday Loans Hub
In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.
