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Get Online Payday Loans in Vancouver, WA
Get a short-term cash advance with no credit check. You can qualify for Vancouver cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Vancouver either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Need money now? Apply for Payday Loans Online in Washington from the Best Direct Lenders Online or find a Loan Store nearest to your location.
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Are Payday Loans Legal in Vancouver, WA ?
Loan Rates and Fees, Laws and Regulations in Washington.
Washington residents can borrow up to $700 Payday cash advance, but not exceeding 30% of their gross monthly income for a maximum of 45 days. Payday lending is legal in Washington in accordance with Wash. Rev. Code Ann. 31.45.010 et seq.1 It states that any APR is 390%. Finance rates and fees vary depending on the amount of a loan: for $500 cash advance it’s 15%, for higher sums – 10%. Thus you may be charged $15 for 14-day $100 loan.
Maximum 8 loans a year are allowed. They must be paid off on time without rollovers, renewals, or extensions. However, you can apply for a repayment plan for 90-180 days without any additional fees.
Law status | legal |
MIN Loan Amount | None |
MAX Loan Amount | $700 |
MIN. Loan Term | None |
MAX. Loan Term | 45 days |
MAX APR | 390% |
Additional fees | 15% |
NSF fee | Not stated |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 8 loans a year |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan for 90-180 days |
Default penalties | Criminal actions are prohibited |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Vancouver, WA
Payday Loans Available in Vancouver, WA by the following ZIP codes:
Payday Loan Amounts in Vancouver, WA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 174,826 people living in Vancouver, WA. According to the statistics, 10490 of them look for "Payday Loans Near Me in Vancouver, WA" or apply for Vancouver Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 50626. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Vancouver, Washington direct lenders.