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$1,000 - $35,000 Personal Loans in Alaska

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Get up to $35 000 Personal Loan in Alaska without guarantor or collateral. Suitable for both bad and good credit score. Use it for any purpose you need. Repay the loan with flexible monthly installments. Prepay it without penalties. Apply online or in-store. Check out other options such as banks and credit unions.

Compare Personal Loans in Alaska from the Best Direct Lenders Online or find a Loan Store near your location.
COMPACOM – Compare Companies Online

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

TOP RATED COMPANIES

Rates last updated November 14th, 2018
4.4193548387097

PAYDAY LOANS USA .ONLINE

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

4.99%
Min. APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Has life thrown you an unexpected financial curveball? Need a loan? Bad Credit?  Don’t look any further! PAYDAY LOANS USA .ONLINE is here for You. 100% online short-term Payday and unsecured Personal loans from some of the best direct lenders in the USA.

LEND YOU

$15,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

4.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendYou.com is the easy way to find the cash you need when you need it. You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. LendYou.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for… LendYou may be able to connect you with a lender that can help.

The loans you need, when you need them. 

Lending Point

$25,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Not stated
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendingPoint Personal Loans - is a verified licensed lender offering Prsonal Loans up to $25,000 as soon as the next business day. It specializes in customers with fair credit scores (in the 600s) and offers a very convenient and affordable repayment process consisting of easy, automatic, online payments.

Checking an offer will not affect your credit score.

Bad Credit Loans

$5,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

5.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

BadCreditLoans.com has been in the business of helping people since 1998. We make it simple for consumers to get the funds they are looking for online.

We offer: 

  • Bad Credit Personal Loans
  • Bad Credit Business Loans
  • Bad Credit Credit Cards
  • Bad Credit Mortgage Loans
  • Bad Credit Home Loans
  • Bad Credit Student Loans
  • Bad Credit Auto Loans
4.7142857142857

Personal Loans .com

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $35,000 for Personal loans. But it may vary depending on the lender and his requirements.

5.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

PersonalLoans.com provides an easy and convenient way for consumers to be connected with a Personal Loan up to $35,000 through the network of lenders and lending partners. Through PersonalLoans.com, you can get needed loan funds quickly, in as little as just one business day. You don’t have to pay back these funds quickly, however, as the repayment time frame ranges from 90 days to 72 months depending on the terms of your loan. For shorter-terms loans offered, such as installment loans, the repayment time frame may be less than six months.

LOAN RULES, LAWS AND REGULATIONS IN Alaska.

We've done a thorough research of the main lending details and presented them in the table to make it more clear and convenient for you:

Law status legal
MIN Loan Amount $1,000
MAX Loan Amount $35,000
MIN. Loan Term 90 days
MAX. Loan Term 60 month
MAX APR 450%
Collateral or guarantor None, unsecured
Credit score requirements Available for Bad Credit
Apply online
Law status legal
MIN Loan Amount None
MAX Loan Amount $500
MIN. Loan Term 14 days
MAX. Loan Term Not stated
MAX APR 520%
Additional fees $5 origination fee
NSF fee $30
Collateral or guarantor None, unsecured
Number of simultaneous loans Not limited
Cooling off period None
Rollover 2
Extension, repayment plan Repayment plan
Default penalties Finance charge for every new repayment period
Credit score requirements Available for Bad Credit
Find out more Apply online
Law status legal
MIN Loan Amount $1,000
MAX Loan Amount $5,000
MIN. Loan Term 90 days
MAX. Loan Term 36 month
MAX APR 225%
Collateral or guarantor None, unsecured
Credit score requirements Available for Bad Credit
Find out more Apply online

ONLINE COMPANIES

Rates last updated November 14th, 2018

Jora Credit

Available for Bad Credit

Jora Credit is a Lender that operates under the state specific rules for the states that it services. They are committed to the lending of responsible credit products to eligible applicants in need of emergency credit. Jora offers a simple, reliable way for customers to get a loan, and have the flexibility to repay it over a duration of time that makes sense for their lives and budget. Jora provides loans as soon as the next business day. Apply today and get $500 to $2,600 as soon as tomorrow. Get a Loan Fast!

4.2352941176471

Payday Loans Low Rates

$15,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

THE TYPES OF LOANS THAT WE OFFER ARE AS FOLLOWED:

Payday Loans - a short-term loan which you typically would repay by your next payday or within 30 days. Normally comes with a higher (APR).

Instalment Loans - involves equal periodical repayments over an agreed loan term. No collaterals are needed either, but the APR is normally lower compared to the one of the payday type.

4.4375

Your Faster Payday

$5,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

How does YourFasterPayday.com work? You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. YourFasterPayday.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for... YourFasterPayday may be able to connect you with a lender that can help. Fill out the block above to get started.

4.2352941176471

Fast Holiday Loans

$5,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Get cash for the holidays! Get a loan of up to $15,000 as soon as the next business day! Wrap Up the Holidays with up to $15,000 in Cash! This holiday season, get the cash you need. We’ll connect you with a lender who can provide up to $15,000 to take care of all of your holiday expenses!

Benefits:

  • Easy Online Application
  • Safe and Secure
  • Fast Decision
  • Trusted Source

PenFed Credit Union Student Loans

$300,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It is often limited to a certain sum but it may vary depending on the lender and his requirements.

5-15 years
Terms

It's the period of time within which you are to repay the loan.

$7,500
MIN loan amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

Available for Bad Credit

Consolidate your private and federal student loans from PenFed, the refinance company offering the best interest rates. Refinance Parent Plus loans, Spouse Loans, and Individual Student Loans.

PenFed offers competitive rates for student loans, and unique loan programs such as spouse loans, allowing individuals and couples to consolidate and refinance their federal and private student loans into a single loan.

PayDay Loan Calculator

Selecting the amount of the loan you want to get you state the principal on the basis of which we calculate the interest and the total cost of the cash advance.
The number of days within which you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the interest.
To calculate the total cost of your loan we take the minimal average APR legal in all the states which is 36%. This figure is only a representative one providing you with general information on how much the loan may cost. To find out a more accurate sum fill in the Annual Percentage Rate required by the lender you want to apply to.
It’s some money charged by the lender for doing all the necessary paper work, bank transactions, etc. connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve mentioned if you borrow the stated above amount for the average (or required by your lender) APR.

An investment in knowledge pays the best interest. --Benjamin Franklin

The knowledge we give you on COMPACOM.com will definitely help you find the lowest interest.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Contents:

How Online and In-store Personal Loans in Alaska work.

Compare the rates and total cost for Personal Loans and other types of loans in Alaska.

Unsecured vs Secured Personal Loans in Alaska.

Bad Credit No Credit Check Personal.

Personal Loans Alternatives from Banks and Credit Unions.

How Online and In-store Personal Loans in Alaska work. 

To get a $5,000 - $35,000 Personal Loan in Alaska you are to follow 4 easy steps:

                

1. Compare the lenders            2. Fill out a free                 3. Get approved in        4. Get the funds

to choose the                            application form.                some minutes                  the same or

most reliable one                                                                 by direct lenders.             next business day.

with the lowest rates.                                                                                

These steps are the practically the same both online and in-store. The only differences are:

  • applying online is easier and faster as it doesn't require driving, faxing and doing other paper work;
  • in-store you can get the money the same day;
  • you have a wider choice of lenders online and the opportunity to compare their offers.

Besides a quick and easty application process Personal Loans have a lot of other advantages:

  • Opportunity to compare more than 300 direct lenders both online and in-store
  • Up to $35 000 cash in your account within 24 hours
  • Easy to manage fixed payments
  • No collateral
  • No guarantor
  • Suitable for borrowers with a bad credit history
  • Can be used for any of your personal needs.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Compare the rates and total cost for Personal Loans and other types of loans in Alaska.

The amount of $5,000 - $35,000 is available within different kinds of loans:

  • Unsecured Personal Loans
  • Secured Personal Loans
  • Line of Credit
  • Credit Cards
  • Auto Loans
  • Bank Loans
  • Credit Unions

Let’s calculate how much a 3-year $10,000 Loan will cost according to the different APR charged within each loan type.

Loan Type

APR

Monthly payment

Total cost

Unsecured Personal Loans

 

6.99%

$336

$12,097

Secured Personal Loans

 

5%

$319,4

$11,500

Line of Credit

 

13.5%

$390,2

$14,050

Credit Cards

 

12.5%

$381,9

$13,750

Auto Loans

 

6.7%

$333,6

$12,010

Bank Loans

 

4.9%

$318,6

$11,470

Credit Unions

9.99%

$361

$12,997

*All the rates are representative and may vary by the lender.

As we can see, the cheapest is to apply for a Secured Personal Loan. Though you risk your property, you are eligible for lower interest rates. And if you are sure that you'll be able to repay the money on time, it may seem the best alternative. Unsecured loans are not much more expensive and suit those who have not stable low income and a bad credit. If your credit history is almost perfect and you are lucky to have good or excellent FICO score you may consider such options as borrowing from banks or credit unions.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Unsecured vs Secured Personal Loans in Alaska. 

There are two main types of Personal Loans to choose from. Depending on the amount you need, your income, your repayment ability you may choose one of them.

Unsecured Personal Loans
  • Mostly require only your signature
  • A little bit higher interest rates
  • Suitable for any personal needs
  • Affordable repayment terms and conditions
Secured Personal Loans
  • You can use most anything as collateral
  • Competitive interest rates
  • Purchase of new and used items
  • Affordable payment terms suited to your needs

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Bad Credit No Credit Check Personal. 

Most of direct lenders approve borrowers with bad credit. They look beyond the credit history to see how risky you are and check whether you'll be able to repay on time. They take into account:

  • Employment history: A minimum of 12 months at your current job is a plus.
  • Average household income: Whether you’re employed, retired or self-employed, verifiable income is key.
  • Financial history: it's preferable to have a responsible banking and financial track record.
  • Credit behavior: having a positive borrowing experience with NO debts .

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Though you will be approved for a Personal Loan even with Bad Credit, your score may influence the amount and the rates you get,

Must know!
The higher your credit score, the lower the rate will be. Borrowers with excellent FICO credit score between 720 and 850 should expect to find rates at about 10% to 12% or even lower. 

Stidy the table that shows what rates you may be charged depending on your score:

Credit Score Average Personal Loan APRs
Excellent (720 - 850) 10.3% - 12.5%
Good (680 - 719) 13.5% - 15.5%
Average (640 - 679) 17.8% - 19.9%
Poor (300 - 639) 28.5% - 32.0%

Those with the lowest credit score who failed to get approval for a Personal Loan may apply for an Installment Loan or Payday Loan. Thogh be careful as the APR is qite high there.

Credit check is another important issue for borrowers. They try to avoid it as they don't want to damage their credit history.  Ans in some cases it is possible. Of course,  when you apply for a $35,000 unsecured Personal Loan the lenders may do a hard inquiry. But for most companies it'll be enough to do a soft credit check which will not affect your credit history. 

Personal Loans Alternatives from Banks and Credit Unions. 

Banks and credit unions are traditional places to get the money. But when it concerns Personal Loans people tend to apply online or in-store. There is a number for reasons we've already mentioned above. They are quick, easy, available for bad credit, etc. 

Interesting to know!
  • 29% residents of the USA borrow from banks,
  • 23% - from credit unions,
  • the remaining 48% from online and in-store lenders.

Let's compare the pros and cons of Banks and Credit Unions;

Banks

Pros:

  • Lower rates.
  • Legal status.
  • Professional service.

Cons:

  • Strict eligibility requirements.
  • Need a banking account.
  • You may be charged some additional fees for account maintenance.
Credit Unions

Pros:

  • Wide range of financial services including checking and savings accounts, CDs, retirement funds and multiple types of loans.

Cons:

  • It takes a few weeks to process the application.
  • You need to be a member to get the funds.

Personal Loans are so popular as they seem to be much easier to get approved for. The statistics show the least number of denials for this loan type in comparison with the others:

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Personal Loans under certain economic conditions in Alaska

Not everybody might know that the nickname of Alaska is The Last Frontier. Its population counts up to 738 068 people. Not all of them are aware that their state is famous for : "Northern lights and most pilots per capita". But 192 857 AK residents definitely know about the popularity of easy, convenient and legal Personal Loans as they borrow them at least once a year. Alaska produces 0.27% of the US GDP (Gross Domestic Product), which is $50 404 mln and puts the state on the 46th place among all the others. A median household income here constitutes $73 355, or $33 062 per capita to compare with the price parity of 86.8 out of 100. These figures prove once again how hard it may be sometimes to make both ends meet with an average weekly wages of $636. Not surprisingly, the poverty rate reaches 11.40%, or 81 thousand people, i.e. the 8th position all over the country. No wonder 57% state’s residents are in need of a quick and easy money, which can be applied for in-store or online in the type of Payday, Installment or Personal loan.

REQUIREMENTS TO QUALIFY FOR A PERSONAL LOAN IN ALASKA:

Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:

  • Alaska (US) residence
  • Minimum regular income of $1,000 per month
  • Valid checking or savings account with direct deposit
  • Phone number and e-mail address (if applying online, you must be able to be contacted via phone if verification of application information is necessary)
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
  • If applying Online, you must provide a valid Social Security Number
  • If applying at Loan Store, you must bring a valid government issued photo ID. A Social Security Number might not be required
  • If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details. Acceptable documents may vary by state.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

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