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$1,000 - $35,000 Personal Loans in Arkansas

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Get quick unsecured $5,000 - $35 000 Personal Loans in Arkansas available for bad credit. Easy application process and approval. Flexible convenient repayment terms within 1 - 7 years help you plan the budget carefully and pay on time. Compare the best offers online or find out other options to get the funds.

Compare Personal Loans in Arkansas from the Best Direct Lenders Online or find a Loan Store near your location.
COMPACOM – Compare Companies Online

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

TOP RATED COMPANIES

Rates last updated November 14th, 2018

LEND YOU

$15,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

4.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendYou.com is the easy way to find the cash you need when you need it. You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. LendYou.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for… LendYou may be able to connect you with a lender that can help.

The loans you need, when you need them. 

Lending Point

$25,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Not stated
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendingPoint Personal Loans - is a verified licensed lender offering Prsonal Loans up to $25,000 as soon as the next business day. It specializes in customers with fair credit scores (in the 600s) and offers a very convenient and affordable repayment process consisting of easy, automatic, online payments.

Checking an offer will not affect your credit score.

Bad Credit Loans

$5,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

5.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

BadCreditLoans.com has been in the business of helping people since 1998. We make it simple for consumers to get the funds they are looking for online.

We offer: 

  • Bad Credit Personal Loans
  • Bad Credit Business Loans
  • Bad Credit Credit Cards
  • Bad Credit Mortgage Loans
  • Bad Credit Home Loans
  • Bad Credit Student Loans
  • Bad Credit Auto Loans
4.7142857142857

Personal Loans .com

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $35,000 for Personal loans. But it may vary depending on the lender and his requirements.

5.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

PersonalLoans.com provides an easy and convenient way for consumers to be connected with a Personal Loan up to $35,000 through the network of lenders and lending partners. Through PersonalLoans.com, you can get needed loan funds quickly, in as little as just one business day. You don’t have to pay back these funds quickly, however, as the repayment time frame ranges from 90 days to 72 months depending on the terms of your loan. For shorter-terms loans offered, such as installment loans, the repayment time frame may be less than six months.

LOAN RULES, LAWS AND REGULATIONS IN Arkansas.

We've done a thorough research of the main lending details and presented them in the table to make it more clear and convenient for you:

Law status restricted
MIN Loan Amount $1,000
MAX Loan Amount $35,000
MIN. Loan Term 90 days
MAX. Loan Term 60 month
MAX APR 450%
Collateral or guarantor None, unsecured
Credit score requirements Available for Bad Credit
Apply online
Law status prohibited
MIN Loan Amount Payday Loans Prohibited
MAX Loan Amount Payday Loans Prohibited
MAX APR Small loan rate cap: 17% annually
Collateral or guarantor None, unsecured
Default penalties Not allowed
Credit score requirements Available for Bad Credit
Find out more Apply online
Law status restricted
MIN Loan Amount $1,000
MAX Loan Amount $5,000
MIN. Loan Term 90 days
MAX. Loan Term 36 month
MAX APR 225%
Collateral or guarantor None, unsecured
Credit score requirements Available for Bad Credit
Find out more Apply online

ONLINE COMPANIES

Rates last updated November 14th, 2018
4.2352941176471

Payday Loans Low Rates

$15,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

THE TYPES OF LOANS THAT WE OFFER ARE AS FOLLOWED:

Payday Loans - a short-term loan which you typically would repay by your next payday or within 30 days. Normally comes with a higher (APR).

Instalment Loans - involves equal periodical repayments over an agreed loan term. No collaterals are needed either, but the APR is normally lower compared to the one of the payday type.

4.4375

Your Faster Payday

$5,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

How does YourFasterPayday.com work? You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. YourFasterPayday.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for... YourFasterPayday may be able to connect you with a lender that can help. Fill out the block above to get started.

4.2352941176471

Fast Holiday Loans

$5,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Get cash for the holidays! Get a loan of up to $15,000 as soon as the next business day! Wrap Up the Holidays with up to $15,000 in Cash! This holiday season, get the cash you need. We’ll connect you with a lender who can provide up to $15,000 to take care of all of your holiday expenses!

Benefits:

  • Easy Online Application
  • Safe and Secure
  • Fast Decision
  • Trusted Source

PenFed Credit Union Student Loans

$300,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It is often limited to a certain sum but it may vary depending on the lender and his requirements.

5-15 years
Terms

It's the period of time within which you are to repay the loan.

$7,500
MIN loan amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

Available for Bad Credit

Consolidate your private and federal student loans from PenFed, the refinance company offering the best interest rates. Refinance Parent Plus loans, Spouse Loans, and Individual Student Loans.

PenFed offers competitive rates for student loans, and unique loan programs such as spouse loans, allowing individuals and couples to consolidate and refinance their federal and private student loans into a single loan.

PayDay Loan Calculator

Selecting the amount of the loan you want to get you state the principal on the basis of which we calculate the interest and the total cost of the cash advance.
The number of days within which you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the interest.
To calculate the total cost of your loan we take the minimal average APR legal in all the states which is 36%. This figure is only a representative one providing you with general information on how much the loan may cost. To find out a more accurate sum fill in the Annual Percentage Rate required by the lender you want to apply to.
It’s some money charged by the lender for doing all the necessary paper work, bank transactions, etc. connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve mentioned if you borrow the stated above amount for the average (or required by your lender) APR.

Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. --Ayn Rand

Still this tool is a necessary part of life and we are ready to help you get it.

Contents:

Main characteristics and benefits of Personal Loans.

How to apply for up to $35 000 in Arkansas.

Bad Credit Personal Loans with No Credit Check. 

Personal Loans from banks and credit unions. 

Main characteristics and benefits of Personal Loans.

Are you a resident of Arkansas? Are you in a difficult financial situation? You urgently need money? Even if you need credit for bad credit - we know how to solve all these problems in one click. Apply and get the personal loan tomorrow.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Its other main characteristics are:

  • Long-term – you can repay it in fixed equal installments over months or years depending on your abilities and preferences;
  • High-dollar – you can get up to $15000 or even more if the lender finds it possible and sensible;
  • Reliable –they have fixed rates and no hidden charges;
  • Bad credit – it is not an obstacle to get a loan;
  • Fast – you get money in less than 24 hours;
  • Easy – no collateral is required.
  • Get up to $35 000 in comparison with maximum $1,000 payday loans.
  • Fixed rates - The repayment is in scheduled set in the agreement quantities, so you don’t need to worry that you won’t be able to give back the debt. Predictable monthly payments make it easier for you to assess the involved expenses.
  • APR is lower than credit card or payday interest rates – it varies from state to state. In Arkansas it can range between 35%-160%. To know the APR is very important as it takes into account not only interest but also other additional fees.
  • Repayment term in an installment type of loan is longer than payday, naturally it is lower in price. You don’t have to give back the entire sum at once, but can do it in convenient installments. Besides there are no penalty fees for early repayment. Do it as soon as you can and the price of the loan will eventually turn out even lower.
  • Installment loan belongs to the long-term personal cash advance, i.e. it can be paid off in as little as a few weeks and as long as 30 months. On average in Arkansas it’s 6-24 months of monthly payments. Or if once a month frequency is not very convenient for you, there are some other options such as once a week, once a fortnight.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

How to apply for up to $35 000 in Arkansas.

Applying process is unbelievably quick and easy.

  • Search for the top companies
  • Compare the rates and fees
  • Choose the most reliable lender with the lowest APR

It will take you only a couple of minutes: just fill out an application form on the Internet 100% online.

  • Don’t even leave your home,
  • don’t wait in lines,
  • don’t shop around,
  • just click the “Apply Now” button.

The information will be verified within minutes.

In case you are approved by the lender, money will be deposited directly into your account in less than 24 hours.

A Personal Loan can be used for anything you need it for. Main purposes include:

  • Celebrating a wedding, ceremony, anniversary, etc.
  • A large purchase such as a computer, a washing machine, a horse, etc.
  • Consolidate credit card debt
  • Paying off other debt such as student loans
  • Unexpected expenses such as medical or dental emergencies
  • Travelling or vacation
Repay the loan on time. 

 You can make payments on your loan in any of the following ways: 

  •  online (When you apply for a loan and link your bank account, you can set up automatic payments from that bank account. If you choose to make automatic payments, your loan payments are electronically debited from your bank account each month. );
  •  by check (you can send  your check payment either by postal or courier mail. It may require some additional processing fee for each check payment);
  •  by phone (just call your lender each month. Make sure you have your bank account information ready);
  • making extra payments (You can also make extra loan payments, or pay off your loan early. There aren't any prepayment penalties or fees for it).   

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Bad Credit Personal Loans with No Credit Check. 

Your credit score is one of the main factors which lenders use to determine whether to approve you for a loan or not and what amounts, rates, terms and conditions to offer. They take into account your:

  • spending behavior,
  • past and present debt,
  • repayment history,
  • length of credit history,
  • what type of credit you’ve used,
  • and new credit.
Interesting to know!
The average credit score of Arizona is 676 which puts the state on the 41st position among the others.  The average credit score of the United States of America is 687. 1

Whether to approve you for a loan or not is dependent on the terms of every individual lender. The higher your credit score, the more flexible your terms will be. But even if you have a bad score you shouldn’t despair. There are a lot of companies ready to give you the money taking into account other factors besides credit score:

  • Active or recent bankruptcies;
  • Accounts late for over 60 days;
  • Less monthly income than debt;
  • A history of missed or late payments;
  • Recent charged off accounts.

If you meet the above mentioned requirements you have 99% chances og getting approval for a loan.

Must know!
Many people don’t know that personal loans can also be good for your credit rating. Due to easy flexible payments they are a good chance to show how responsible a borrower you are.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Credit check is another important issue for borrowers. They try to avoid it as they don't want to damage their credit history.  Ans in some cases it is possible. Of course,  when you apply for a $35 000 unsecured Personal Loan the lenders may do a hard inquiry. But for most companies it'll be enough to do a soft credit check which will not affect your credit history. 

Personal Loans from banks and credit unions. 

Arkansas loans obtained from traditional banks and credit unions have charges associated with them. You will be expected to repay the principal along with interest. The amount of interest to be paid is dependent on several factors:

  • Your credit rating
  • The loan amount you wish to borrow
  • The loan term
  • The type of lender chosen
  • Other fees and charges include application fees, late charges, loan disbursement fee and NSF fees.
Must know!
Banks and credit unions usually offer lower rates and fees than online or in-store direct lenders, but the requirements are stricter and the process - longer.

Before you decide where to get a Personal Loan you'd better answer the following questions:

  • Which lender suits you more: online or in-store, traditional banking institution or direct lender?
  • What kind of a loan is right for you: secured or unsecured, fixed-rate or variable?
  • How can you avoid hard credit check and other negative effects on your credit history?
  • What are APRs, credit scores, and transparency of the loan?
  • How to get a good Personal Loan with bad FICO score?

Depending on the answers choose the best option. Use COMPACOM.com or other comparing companies service to save time and money.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Personal Loans under certain economic conditions in Arkansas

Not everybody might know that the nickname of Arkansas is The Natural State. Its population counts up to 3 020 327 people. Not all of them are aware that their state is famous for : "Most dog owners". But 789 211 AR residents definitely know about the popularity of easy, convenient and legal Personal Loans as they borrow them at least once a year. Arkansas produces 0.66% of the US GDP (Gross Domestic Product), which is $121 383 mln and puts the state on the 34th place among all the others. A median household income here constitutes $41 995, or $22 883 per capita to compare with the price parity of 86.8 out of 100. These figures prove once again how hard it may be sometimes to make both ends meet with an average weekly wages of $440. Not surprisingly, the poverty rate reaches 18.70%, or 539 thousand people, i.e. the 46th position all over the country. No wonder 57% state’s residents are in need of a quick and easy money, which can be applied for in-store or online in the type of Payday, Installment or Personal loan.

REQUIREMENTS TO QUALIFY FOR A PERSONAL LOAN IN ARIZONA:

Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:

  • Arizona (US) residence
  • Minimum regular income of $1,000 per month
  • Valid checking or savings account with direct deposit
  • Phone number and e-mail address (if applying online, you must be able to be contacted via phone if verification of application information is necessary)
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
  • If applying Online, you must provide a valid Social Security Number
  • If applying at Loan Store, you must bring a valid government issued photo ID. A Social Security Number might not be required
  • If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details. Acceptable documents may vary by state.

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