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$1,000 - $35,000 Personal Loans in Connecticut

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

Get up to $35,000 Unsecured Personal Loan in Connecticut with an easy online application. Our network of direct lenders helps borrowers with good or bad credit . The process is quick and lets you get the cash the next business day and to use it for any personal needs. Besides, it's an affordable type of credit with a convenient repayment plan.

Compare Personal Loans in Connecticut from the Best Direct Lenders Online or find a Loan Store near your location.
COMPACOM – Compare Companies Online

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

TOP RATED COMPANIES

Rates last updated November 14th, 2018

Bad Credit Loans

$5,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

5.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

BadCreditLoans.com has been in the business of helping people since 1998. We make it simple for consumers to get the funds they are looking for online.

We offer: 

  • Bad Credit Personal Loans
  • Bad Credit Business Loans
  • Bad Credit Credit Cards
  • Bad Credit Mortgage Loans
  • Bad Credit Home Loans
  • Bad Credit Student Loans
  • Bad Credit Auto Loans
4.7142857142857

Personal Loans .com

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $35,000 for Personal loans. But it may vary depending on the lender and his requirements.

5.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

PersonalLoans.com provides an easy and convenient way for consumers to be connected with a Personal Loan up to $35,000 through the network of lenders and lending partners. Through PersonalLoans.com, you can get needed loan funds quickly, in as little as just one business day. You don’t have to pay back these funds quickly, however, as the repayment time frame ranges from 90 days to 72 months depending on the terms of your loan. For shorter-terms loans offered, such as installment loans, the repayment time frame may be less than six months.

4.4193548387097

PAYDAY LOANS USA .ONLINE

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

4.99%
Min. APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Has life thrown you an unexpected financial curveball? Need a loan? Bad Credit?  Don’t look any further! PAYDAY LOANS USA .ONLINE is here for You. 100% online short-term Payday and unsecured Personal loans from some of the best direct lenders in the USA.

LEND YOU

$15,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

4.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendYou.com is the easy way to find the cash you need when you need it. You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. LendYou.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for… LendYou may be able to connect you with a lender that can help.

The loans you need, when you need them. 

LOAN RULES, LAWS AND REGULATIONS IN Connecticut.

We've done a thorough research of the main lending details and presented them in the table to make it more clear and convenient for you:

Law status legal
MIN Loan Amount $1,000
MAX Loan Amount $35,000
MIN. Loan Term 90 days
MAX. Loan Term 60 month
MAX APR 450%
Collateral or guarantor None, unsecured
Credit score requirements Available for Bad Credit
Apply online
Law status restricted
MIN Loan Amount None
MAX Loan Amount n/a
MIN. Loan Term Not stated
MAX. Loan Term Not stated
MAX APR 30.03%
Additional fees $17 interest
NSF fee None
Collateral or guarantor None, unsecured
Number of simultaneous loans Not limited
Cooling off period None
Rollover None
Extension, repayment plan None
Default penalties Not stated
Credit score requirements Available for Bad Credit
Find out more Apply online
Law status legal
MIN Loan Amount $1,000
MAX Loan Amount $5,000
MIN. Loan Term 90 days
MAX. Loan Term 36 month
MAX APR 225%
Collateral or guarantor None, unsecured
Credit score requirements Available for Bad Credit
Find out more Apply online

ONLINE COMPANIES

Rates last updated November 14th, 2018
4.2352941176471

Fast Holiday Loans

$5,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Get cash for the holidays! Get a loan of up to $15,000 as soon as the next business day! Wrap Up the Holidays with up to $15,000 in Cash! This holiday season, get the cash you need. We’ll connect you with a lender who can provide up to $15,000 to take care of all of your holiday expenses!

Benefits:

  • Easy Online Application
  • Safe and Secure
  • Fast Decision
  • Trusted Source

PenFed Credit Union Student Loans

$300,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It is often limited to a certain sum but it may vary depending on the lender and his requirements.

5-15 years
Terms

It's the period of time within which you are to repay the loan.

$7,500
MIN loan amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

Available for Bad Credit

Consolidate your private and federal student loans from PenFed, the refinance company offering the best interest rates. Refinance Parent Plus loans, Spouse Loans, and Individual Student Loans.

PenFed offers competitive rates for student loans, and unique loan programs such as spouse loans, allowing individuals and couples to consolidate and refinance their federal and private student loans into a single loan.

4.2352941176471

Payday Loans Low Rates

$15,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

THE TYPES OF LOANS THAT WE OFFER ARE AS FOLLOWED:

Payday Loans - a short-term loan which you typically would repay by your next payday or within 30 days. Normally comes with a higher (APR).

Instalment Loans - involves equal periodical repayments over an agreed loan term. No collaterals are needed either, but the APR is normally lower compared to the one of the payday type.

4.4375

Your Faster Payday

$5,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

How does YourFasterPayday.com work? You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. YourFasterPayday.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for... YourFasterPayday may be able to connect you with a lender that can help. Fill out the block above to get started.

PayDay Loan Calculator

Selecting the amount of the loan you want to get you state the principal on the basis of which we calculate the interest and the total cost of the cash advance.
The number of days within which you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the interest.
To calculate the total cost of your loan we take the minimal average APR legal in all the states which is 36%. This figure is only a representative one providing you with general information on how much the loan may cost. To find out a more accurate sum fill in the Annual Percentage Rate required by the lender you want to apply to.
It’s some money charged by the lender for doing all the necessary paper work, bank transactions, etc. connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve mentioned if you borrow the stated above amount for the average (or required by your lender) APR.

It is our choices, that show what we truly are, far more than our abilities. --J. K Rowling

And it's much easier and safer to make a choice with COMPACOM.com

CONTENTS:

PERSONAL LOANS IN CONNECTICUT RULES AND REGULATIONS

HOW TO CHOOSE THE SUITABLE TYPE OF PERSONAL LOAN?

PERSONAL LOANS FOR BAD CREDIT OR NO CREDIT

PERSONAL LOANS TYPES: ONLINE, IN A BANK, IN-STORE, IN CREDIT UNION

WHERE I CAN GET INFORMATION OR TO FILE A COMPLAINT?

PERSONAL LOANS AND THEIR PLACE IN CONNECTICUT

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

PERSONAL LOANS IN CONNECTICUT RULES AND REGULATIONS. 

Personal loans in Connecticut state are regulated by the Connecticut Bureau of Loans along with the Connecticut State Banking Department.

Regulating Authority Connecticut Banking Department 260 Constitution Plaza # 1, Hartford, CT 06103, USA

Phone: +1 860-240-8299

https://portal.ct.gov/dob

Follow the link in order to file a complaint online (there's form for spanish-speaking people too):

https://portal.ct.gov/DOB/Consumer/Consumer-Complaints/Online-Complaint-Form

HOW TO CHOOSE THE SUITABLE TYPE OF PERSONAL LOAN? 

You can get all types of personal loan in the quantity up to $35,000, even with poor credit score your application may be approved. Although FICO score influence the loan rate, if the loan is unsecured, it has higher rates too. There are pros and cons of different types of personal loans. This information will help you to make the right decision.

Type of personal loan

Advantages

Disadvantages

Secured

  • Low-rate
  • You risk to lose your property, if you failed to pay it back.

Fixed-rate

  • There're no surprises, you can plan how to spend your salary, taking into account stable monthly payments.
  • High rate

Line of credit

  • Tax advantages
  • Low rate
  • Closing fees increase total cost.

Unsecured

  • No risk of losing your property
  • Favorable fixed payments
  • There're no problems if you have good credit score, but if you're not it's can be a little bit hard to get approved.

Variable-interest

  • You pay interest only on the loan quantity.
  • Some lenders can have additional fees.
  • No fixed interest rate.

Debt-consolidation

  • Easy to get approved
  • Interest can be high based on your credit score.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

PERSONAL LOANS FOR BAD CREDIT OR NO CREDIT. 

Most lenders approve borrowers even with bad credit history. The lenders look through the credit history to understand: is that client too risky or not? They take into account some other issues like:

  • employment history;
  • your current income;
  • late credits;
  • financial documents.

You have more chances to get personal loan if:

  • you repaid all of your loans;
  • you're at the current workplace at least for 1 year;
  • you have an easy to verify stable income;
  • you're responsible banking user (trace your finances).
Must know!
Bad credit score doesn't mean that you'll not get a personal loan. Although, interest rates and the quantity of money you can borrow directly depend on your credit score. The higher score you have, the better rates and the bigger amount you'll get.

Most lenders make decisions based on the principle which is described above. It's clear that some companies check all the information about your finances, if you want to get $35,000 credit. But most lenders can borrow you money after an ordinary credit check, which will not have an impact on your credit history.

This table illustrates dependence between credit score and APR:

Credit score

APR

Excellent (720-850)

10,5 - 12,5%

Good (680 - 719)

13,5 - 15,5%

Average (640 - 679)

18 - 20%

Poor (300 - 639)

29 - 32%

PERSONAL LOANS TYPES: ONLINE, IN A BANK, IN-STORE, IN CREDIT UNION. 

 

Online lenders

Banks

Stores and Check Cashers

Credit Unions

Advantages

  • Easy-to apply
  • Versatile requirements
  • Bad credit doesn't have a great impact.
  • Fast performance time
  • Good service
  • Low rates
  • Legitimacy
  • You can get loan the same day.
  • Individual service.
  • A lot of instruments for finance management: different kinds of loans, checking and savings accounts, CDs and other.

Disadvantages

  • Hard to control, there're more possibilities for swindlers
  • High interest rates.
  • It takes a lot of time to find closest office, to get there, to stand in a queue...
  • Must have banking profile.
  • Banks can take some money for the account maintenance.
  • Severe eligibility requirements.
  • You have to wait few weeks to be approved.
  • You must be a member to get the loan.

 Personal loans have long terms, fixed payments and lower rates if we compare them with Payday Loans. The total cost consists of the amount of borrowed money plus interest rate, charges or special fees. If you want to know the quantity of every payment, you should divide the total cost of installments. There are examples of most popular loan amounts with settlements. Notice: There are only examples, your lender's conditions could be different.

Amount of personal loan

Term

APR

Finance Charges

Monthly Payments

$5000

6 months

35%

$1,750

$291,6

$15,000

12 months

23%

$3,450

$287,5

$35,000

36 months

9%

$3,150

$87,5

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

WHERE I CAN GET INFORMATION OR TO FILE A COMPLAINT?

Lenders are regulated by the Connecticut Bureau of Loans along with the Connecticut State Banking Department. They control rate limits and don't let lender to break any states of agreement. If you affected by illegal actions of lender you send your complaint to the following organizations:

  • Internet Crime Complain Center;
  • Better Business Bureau;
  • Office of the Attorney General.

PERSONAL LOANS AND THEIR PLACE IN CONNECTICUT. 

Connecticut has one of the highest per-capital incomes and human development index in the United States. Connecticut is also one of the most populous states of the USA. It's the second largest economy in New England after Massachusetts, it's as follows $523 billion. As you see the economy of Connecticut grows too fast nowadays, we can't always plan our budget wisely or predict the expenses. Personal loans give us an opportunity to get off cheaply in critical situations.

 

Personal Loans under certain economic conditions in Connecticut

Not everybody might know that the nickname of Connecticut is The Constitution State. Its population counts up to 3 588 683 people. Not all of them are aware that their state is famous for : "Being home for the oldest continuously-published newspaper and most twin births". But 937 723 CT residents definitely know about the popularity of easy, convenient and legal Personal Loans as they borrow them at least once a year. Connecticut produces 1.40% of the US GDP (Gross Domestic Product), which is $259 918 mln and puts the state on the 23th place among all the others. A median household income here constitutes $71 346, or $39 373 per capita to compare with the price parity of 86.8 out of 100. These figures prove once again how hard it may be sometimes to make both ends meet with an average weekly wages of $757. Not surprisingly, the poverty rate reaches 10.80%, or 376 thousand people, i.e. the 4th position all over the country. No wonder 57% state’s residents are in need of a quick and easy money, which can be applied for in-store or online in the type of Payday, Installment or Personal loan.

REQUIREMENTS TO GET APPROVED FOR A PERSONAL LOAN. 

Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:

  • Connecticut (US) residence
  • Minimum regular income of $1,000 per month
  • Valid checking or savings account with direct deposit
  • Phone number and e-mail address (if applying online, you must be able to be contacted via phone if verification of application information is necessary)
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
  • If applying Online, you must provide a valid Social Security Number
  • If applying at Loan Store, you must bring a valid government issued photo ID. A Social Security Number might not be required
  • If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details. Acceptable documents may vary by state.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans 1,000 - $35,000

CT CUSTOMER REVIEWS