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District of Columbia

District of Columbia

Get $1,000 - $35,000 Personal Loans in DC without backing it with any collateral or guarantor. Quick approval is also available for borrowers with bad credit. The long terms of 6 months up to 7 years let you pay the money back in convenient installments without affecting your budget.

Compare Personal Loans in District of Columbia from the Best Direct Lenders Online or find a Loan Store near your location.
COMPACOM – Compare Companies Online

Other Money Offers Available in District of Columbia:

Loans for ANY  NEEDS
APR from 4.99%

TOP RATED COMPANIES

Rates last updated April 25th, 2019
4.4772727272727

LEND YOU

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

4.99%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendYou.com is the easy way to find the cash you need when you need it. You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. LendYou.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for… LendYou may be able to connect you with a lender that can help.

The loans you need, when you need them.   

4.5263157894737

Check Into Cash

$3,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Check Into Cash is a national leader in direct lending, providing customers with affordable, short-term, small dollar credit solution such as Payday Advances, In-Store Cash Advances, Online Payday Loans, Title Loans, Title Pawns,Check Cashing, Western Union®, walk-in Bill Pay, and reloadable prepaid U.S. Money Cards both online and in their in-store centers nationwide. They offer reliable service, affordable rates, simple requirements and convenient repayment. Compare the reviews on Check Into Cash and their products, fins out all you need about this company and apply for the service you need.

Smaller tax return than you expected? Apply online for quick cash. Apply

Are Personal Loans Legal in District of Columbia?

Loan Rates and Fees, Laws and Regulations in District of Columbia.

We've done a thorough research of the main lending details and presented them in the table to make it more clear and convenient for you:

Law status prohibited
MIN Loan Amount $5,000
MAX Loan Amount $35,000
MIN. Loan Term 6 months
MAX. Loan Term 72 months
MIN APR 6%
MAX APR 24%
Additional fees Not stated
NSF fee Not stated
Collateral or guarantor None, Unsecured
Number of simultaneous loans Not stated
Cooling off period None
Rollover Varied
Extension, repayment plan Varied
Default penalties Not stated
Credit score requirements
Apply online
Law status restricted
MIN Loan Amount $0
MAX Loan Amount $0
MIN. Loan Term Not stated
MAX. Loan Term Not stated
MIN APR Not stated
MAX APR 24%
Additional fees None
NSF fee None
Collateral or guarantor None, Unsecured
Number of simultaneous loans Not stated
Cooling off period None
Rollover None
Extension, repayment plan None
Default penalties Not stated
Credit score requirements Available for Bad Credit
Find out more Apply online
Law status legal
MIN Loan Amount $1,000
MAX Loan Amount $5,000
MIN. Loan Term 6 months
MAX. Loan Term 36 months
MIN APR 36%
MAX APR 60%
Additional fees Varied
NSF fee Not stated
Collateral or guarantor None, Unsecured
Number of simultaneous loans Not stated
Cooling off period None
Rollover Varied
Extension, repayment plan Varied
Default penalties Not stated
Credit score requirements
Find out more Apply online

ONLINE COMPANIES

Rates last updated April 25th, 2019
4.4285714285714

PAYDAY LOANS USA .ONLINE

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

4.99%
Min. APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Has life thrown you an unexpected financial curveball? Need a loan? Bad Credit?  Don’t look any further! PAYDAY LOANS USA .ONLINE is here for You. 100% online short-term Payday and unsecured Personal loans from some of the best direct lenders in the USA.

Payday Loans Low Rates

$35,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

6,63%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

THE TYPES OF LOANS THAT WE OFFER ARE AS FOLLOWED:

$100 - $1,000 Payday Loans - a short-term loan which you typically would repay by your next payday or within 30 days. Normally comes with a higher (APR).

$1,000 - $35,000 Personal Installment Loans - involves equal periodical repayments over an agreed loan term. No collaterals are needed either, but the APR is normally lower compared to the one of the payday type.

PayDay Loan Calculator

?
Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.
?
The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.
?
To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.
?
It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

All the calculations are provided as guides only. They don’t guarantee 100% the same cost you are going to be charged but they do help you understand the overpay much better. Unless you change the APR, the calculations will be based on the average or lowest rate represented by most lenders for each loan type. You’ll find the accurate interest rate as well as the real cost of your cash advance after you get approved before you sign the agreement. It will depend on many factors including the amount, the term of the loan, your credit score and the lender’s conditions. Interest rates are not fixed figures and are subject to change at any time. As soon as you fill out an application and get approved all the details concerning the rates and terms will be sent to you.

Personal Loans Store Locations in District of Columbia

Cox Christopher Mrtg Loan Officer

Categories:
Mortgages, Real Estate Loans, Loans,

Natl Community Reinvestment

Categories:
Financial Planning Consultants, Financial Services,

Dickerson J Miller and Associates

Categories:
Financial Services,

M&T Bank

Categories:
Banks, Commercial & Savings Banks, Loans, Mortgages,

Anybill Financial Services Inc

Categories:
Financial Planning Consultants, Accounting Services, Investment Management, Financial Services,
NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

If your ship doesn’t come in, swim out to meet it! --Jonathan Winters

If your money doesn't come to you, go online to apply for it now. -- COMPACOM.com

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

CONTENTS:

24 / 7 Online Personal Loans from the most reliable Direct Lenders in DC.

Unsecured Personal Loans in Washington, DC.

Personal Loans available for Bad Credit.

How to avoid Hard Credit Check getting a Personal Loan.

Personal Loans from Banks and Credit Unions in District of Columbia.

Use Personal Loans to pay off taxes or consolidate debts.

24 / 7 ONLINE PERSONAL LOANS FROM THE MOST RELIABLE DIRECT LENDERS. 

Any resident of Washington, DC who has already turned 18 and who has a permanent job and a valid bank account can solve their financial problems with the help of Personal Loans. They are:

  • Fast.
  • Unsecured. 
  • Easy.
  • Available for Bad Credit.

Besides you can apply any time of the day, any day of the week, online from the comfort of your home. The process is quick and simple. 

  1. Compare the companies and choose the best offer.
  2. Fill out a free online application form.
  3. Wait for it to be processed and approved.
  4. Get the money into your account within 1 - 2 working days.
  5. Repay the loan in fixed monthly installments.

On Compacom.com you can compare and choose the best of more than 300 reliable direct lenders with the lowest rates.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Unsecured Personal Loans in Washington, DC.

Most borrowers apply for Personal Loans to buy boats and following equipment, cause they like to spend time on the water. Some of them also take out Personal Loans for home renovating and remodeling.

There are a lot of companies that can approve your application for a Personal Loan, but like in other states it depends on your credit score. You can also get cash advance with bad credit, but the interest rate will be higher.

Personal Loans available for Bad Credit.

Borrowers with Bad Credit Score who want to apply for a $5,000 - $35,000 Personal Loan must know:

  • They DO have a high chance to get approved for the loan even if their score is below 600.
  • Lenders may charge such borrowers higher interest rates because of their low creditworhiness.
  • Sometimes you can even IMPROVE your score by getting a Personal LOan, but make sure you can afford to pay it off on time.
  • Some lenders can approve you for a loan even without doing a hard credit check which means you will be able to get money and not damage your credit history.

If you have decided to try to get approved for a Personal Loan and your credit score is less than 620, follow these 5 tips to improve it from the poor to the good to excellent range (680 to 740) and there will be more loan options at better rates available for you:

  1. Don't apply for extra credit cards to avoid new inquiries which can lower your credit score;
  2. Try to get below 50% of your credit limit by paying off your credit line debt;
  3. Check your credit report to correct any inaccurate information;
  4. Make all of your payments on time;
  5. Request your credit card company to increase your existing credit limit to bring up your credit score.

Applying for a Personal loan online might not be dangerous, and possibly even beneficial:

  • In most cases, you don’t need to provide any guarantor, collateral or credit report.
  • Even if a credit check is done by the lender, in most cases it’s soft, and doesn’t affect your score.
  • It’s quick. Getting money into your account usually takes less than 24 hours.
  • The rates are usually fixed; and besides, they are lower than those of Payday or Installment loans.
  • You have arranged a plan of payments, which makes it easier to plan your expenses.
  • You can use it for practically any purpose.
  • There is no prepayment penalty.

To get a $5,000 - $35,000 Personal loan with most success and least waste, bad credit applicants just need to be responsible, attentive, compare the rates and fees of all lenders, make a careful repayment plan and follow it to pay off on time.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

How to avoid Hard Credit Check getting a Personal Loan.

Credit Check can be hard and soft. It's preferable for you that a soft inquiry is done as it doesn't  affect the credit history. And sometimes it's really possible. The lenders may approve you for a Loan taking into account other factors such as:

  • your employment history
  • your average household income
  • your property
  • your previous loans and their repayment history, etc.

It's all individual and can be specified only by the lender you choose.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Personal Loans from Banks and Credit Unions in District of Columbia. 

The better your credit score is - the more options to find a Personal Loan you have. 

  • The easiest and fastest way available for Bad Credit is applying online from direct lenders.
  • Check cashing. The prices are usually exact and noted in dollars, but sometimes they are indicated as percent of the total check cost. Check-cashiers are like banks, but you don't need to have good credit history to get a loan, moreover fees are often quite clear. If we talk about banks, they often have unclear fees. Fees of check cashiers are usually higher than in banks, but on the other hand you know what exact sum you have to pay off.
  • Brokers and connection services are a good choice for those who borrow for the first time and need some help finding a reliable company with the lowest rates.
  • Banks  are for the people with a strong financial history. There are stricter eligibility criteria and the approval is slower. Besides borrowers with bad credit are less likely to get a loan.
  • Credit unions tend to have more flexible lending requirements than banks. But you must be the member to apply here.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Use Personal Loans to pay off taxes or consolidate debts. 

Debt consolidating or tax repayment may seem more serious for them than shopping. Besides, it's a very good idea to use a loan to improve your financial history and to plan your budget. In case you don't pay your taxes on time, you may get penalties, or even lose your property. And if you use a Personal Loan to solve this problem:

  • you avoid interest and fees on taxes
  • you save money
  • you don't damage your credit history

Just make sure:

  • you get only the necessary amount and not more
  • you can afford monthly payments
  • you have chosen a reliable lender with the lowest rates
  • there are no hidden fees for the loan.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Personal Loans under certain economic conditions in District of Columbia

Not everybody might know that the nickname of District of Columbia is Inside the Beltway. Its population counts up to 693 972 people. Not all of them are aware that their state is famous for : "for its predominantly African-American population, it’s even called “Chocolate city”". But 181 335 DC residents definitely know about the popularity of easy, convenient and legal Personal Loans as they borrow them at least once a year. District of Columbia produces 0.68% of the US GDP (Gross Domestic Product), which is $126 478 mln and puts the state on the 34th place among all the others. A median household income here constitutes $72 935, or $48 781 per capita to compare with the price parity of 86.8 out of 100. These figures prove once again how hard it may be sometimes to make both ends meet with an average weekly wages of $938. Not surprisingly, the poverty rate reaches 18.60%, or 115 551 thousand people, i.e. the 6th position all over the country. No wonder 57% state’s residents are in need of a quick and easy money, which can be applied for in-store or online in the type of Payday, Installment or Personal loan.

You are one of 693,972 District of Columbia residents and need rather high but quick and easy loan available for bad credit and without a guarantor or collateral, think of Personal loans. They are annually applied for by 67% of the employed population. By the way, it’s about 181 335 people. Due to a sufficient amount of $5,000 - $35,000 and convenient repayment plan of 6 - 60 months Personal loans may help you to hire a car, pay medical bills, repair a house, etc. It’s legal for any resident of the state over 18 years of age, with a permanent job and a valid bank account. Applying is free and doesn’t affect your credit history, as you can mostly avoid hard credit check.

Thanks to our professional and reliable COMPACOM service, you can compare and choose the best online or in store lender near you ready to deposit money into your account in less than 24 hours. Save time and send immediate request to 300+ lending companies at one time using our free COMPACOM form. Smaller amount Payday loans ($100 - $1,000) and Installment loans ($1,000 - $5,000) are also available. Just choose the amount you need.

REQUIREMENTS TO GET APPROVED FOR A PERSONAL LOAN. 

Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:

  • District of Columbia (US) residence
  • Minimum regular income of $1,000 per month
  • Valid checking or savings account with direct deposit
  • Phone number and e-mail address (if applying online, you must be able to be contacted via phone if verification of application information is necessary)
  • Not be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer.
  • If applying Online, you must provide a valid Social Security Number
  • If applying at Loan Store, you must bring a valid government issued photo ID. A Social Security Number might not be required
  • If applying in-store, you must bring proof of income and proof of a bank checking account. Debit cards or pre-printed checks may be accepted in your state as proof of bank checking account; contact your local store for details. Acceptable documents may vary by state.

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  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

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Loans for ANY  NEEDS
APR from 4.99%

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