Payday loans are known to be short-term small-dollar cash advance, starting minimum with $100 and up to $1,000. Applying is easy and quick especially if you do it online. The funds can be deposited into your bank account the same or next business day. Even having a Bad Credit Score doesn’t prevent you from being approved.

Loans for ANY  NEEDS
APR from 4.99%

 Sometimes $100 is exactly the sum the majority of the Americans need to cover their everyday personal needs. When you can’t pay a bill, or need urgent medical service, or lack some bucks for a desired purchase - Payday Loans are the fastest and most convenient way to get the money.

TOP RATED COMPANIES

Rates last updated November 19th, 2019
4.3062015503876

LEND YOU

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

LendYou.com is the easy way to find the cash you need when you need it. You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. LendYou.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for… LendYou may be able to connect you with a lender that can help.

The loans you need, when you need them.   

4.3980848153215

Check Into Cash

$1,000
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Check Into Cash makes it fast and easy for you to get the cash you need quickly. When you go to the website, you simply complete their online application in as little as five minutes and one of their representatives will call you to take you through their secure process. There are more than 700 Check Into Cash centers nationwide. They are a national leader in affordable short-term, small dollar credit solutions. They provide online payday loans, in-store cash advance, in-store title loans, check cashing and more.

4.3971631205674

Greenlight Cash

$1000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varies by state
MIN MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Need a financial support? We’ll find you the money when you need it most! Greenlight Cash offers Online loans up to $5,000. Among other benefits are:

  • Any credit is welcome. Have less-than-perfect credit but still need a loan? It’s not a problem! Submit a request, and we’ll find a lender that will be willing to work with you.
  • Simple online process. No lines and no extra paperwork! It takes a few minutes to fill out our short online form, submit it and get a quick decision from a lender.
4.4281524926686

Loan By Phone

$1500
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

260.71%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Online cash advance is really quick, easy, and confidential with LoanByPhone. They offer Payday Loans, Installment Loans and Line of Credit for both good and bad credit score customers. An easy, online application that takes only minutes to complete will help you get the approval and necessary funds as soon as possible. LoanByPhone makes the loan process really easy and mobile. Ypu can apply on the go, get funds quickly, and manage your account, all from the device at your fingertips.

ONLINE COMPANIES

Rates last updated November 19th, 2019
4.3348623853211

Payday Loans USA .online

$1,000
MAX. loan amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN MPR

The minimal percentage allowed that actually represents the cost of your loan charged for a month. It's more important for the customer as mostly Payday loan are borrowed for a month term and paid off with the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Has life thrown you an unexpected financial curveball? Need a loan? Bad Credit?  Don’t look any further! PAYDAY LOANS USA .ONLINE is here for You. 100% online short-term Payday and unsecured Personal loans from some of the best direct lenders in the USA.

4.1714285714286

Your Faster Payday

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN APR

The minimal percentage allowed that actually represents the cost of your loan borrowed for a month. It's more significant criterion than APR as mostly Payday loans are borrowed for 14-30 days until the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

How does YourFasterPayday.com work? You’re looking for cash to pay bills, to buy a car or maybe do some work around the house. YourFasterPayday.com has the lenders you're looking for. It's easy. It doesn't matter the size of the loan you're looking for... YourFasterPayday may be able to connect you with a lender that can help. Fill out the block above to get started.

4.2613636363636

Fast Holiday Loans

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

Get cash for the holidays! Get a loan of up to $15,000 as soon as the next business day! Wrap Up the Holidays with up to $15,000 in Cash! This holiday season, get the cash you need. We’ll connect you with a lender who can provide up to $15,000 to take care of all of your holiday expenses!

Benefits:

  • Easy Online Application
  • Safe and Secure
  • Fast Decision
  • Trusted Source
4.2798353909465

Bad Credit Loans

Available for Bad Credit

BadCreditLoans.com has been in the business of helping people since 1998. They make it simple for consumers to get the funds they are looking for online.

The company offers: 

  • Bad Credit Personal Loans
  • Bad Credit Business Loans
  • Bad Credit Credit Cards
  • Bad Credit Mortgage Loans
  • Bad Credit Home Loans
  • Bad Credit Student Loans
  • Bad Credit Auto Loans

One of the biggest advantages of $100 Payday loans is that they are very fast to get. If you borrow in a store near you it’s possible to put the cash into your pocket the same day you apply, online it mat take a bit longer, but not more than 24 hours.

How to get a $100 Payday Loan fast and easy?

  1. First choose the place where you’d like to take a loan: online or in a store. Compare all the pros and cons of each. 
  2. Compare all the lenders’ offers and choose the most reliable one. It’s more convenient to use comparing companies services such as finder.com, nerdwallet.com, compacom.com and others.
  3. Check out if you meet all the eligibility criteria and to save your time prepare all necessary documents in advance, it may be your income or employment proof, ID, etc.
  4. If you apply online, go to the lender’s website and review all the terms and conditions. If you borrow from an in-store lender, read some reviews on him.
  5. Fill out an application form and wait for approval. It takes some hours to process it before depositing the money.
  6. As you are approved, wait for the money to be deposited into your bank account. It should be done within 24 hours.

Where to get a $100 Payday loan?

  • Find small-dollar loans online. The majority of online lending companies offer minimum $100, or even $50 cash advances.
  • Try credit unions. But don’t forget that you are to be their member to get the money, and the membership costs a certain fee.
  • Check out Payday stores and Check Cashers near you. To find the nearest location compare the companies online on COMPACOM.com.

Everyone has those months when your budget gets rather tight and you lack only $100 to solve a problem. Most banks and other financial institutions set a minimum limit for the loans. But there’s a way out and a chance to find a reputable lender ready to give you the necessary amount.

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

What are the eligibility criteria for a Payday Loan?

No matter what amount of the loan you want to apply for, whether it will be only $100 or up to $1,000 Payday cash advance, you are to meet the following criteria:

  • You must be at least 18 years old (varies by state).
  • You are to be employed, usually full-time. But some lenders may qualify you even with a casual and part-time employment.
  • You need some sort of income to be eligible for a loan. A proof of it is required.
  • You need to possess a valid bank account and e-mail address.
  • You shouldn’t be in a military service.
  • You can still be eligible for a loan if you have a poor or bad credit, or bankruptcy.

Why should I apply for a $100 Payday loan?

  • you have a bill or any other emergency that is due the next day;
  • you can plan your budget carefully and know for sure that you will be able to repay the loan with your next paycheck;
  • you have a poor or bad FICO credit score and have few chances to be approved for a loan in a bank;
  • you don’t want to affect your credit history;
  • you are not a member of any credit union;
  • you have no friends or relatives to ask for money, or it’s too embarrassing for you.

Small dollar loans pros and cons.

Pros

 

  • They are fast, same day loans. The turnaround time of $100 Payday cash advance is not longer than 1 business day. And it takes only about an hour to process your application and get approved. These loans ca
  • 99% of applications are approved by the lender. As the amount is not high, the lenders are not so much worried about the risks they take, so they pre-qualify you for a loan without hard credit check, even if you have bad credit score.
  • You don’t need any guarantor or collateral, $100 cash advance is absolutely unsecured.
  • It’s rather cheap, the interest on such loan amount won’t exceed $1 a day. But you’d better check the rates and fees,the lender offers, before signing the agreement.
  • Bad credit is not a problem. It doesn’t mean you can’t get approved for a loan. In most cases you will be lent the money.

 

Cons

 

  • The APR is rather high on short-term loans. Use COMPACOM.com to compare all the offers and choose the cheapest one.
  • There may be disreputable lenders or scams. Make sure to borrow only from verified companies. For that either surf the net and read the reviews or trust this choice to a reliable organization which works only with certified legal partners as we do.

 

What to pay attention to before applying for a $100 Payday loan?

Though you take only a small amount $100 Payday loan, it’s important to be attentive and responsible not to lose much money in interest and other fees and not to get into debt. To avoid unpleasant consequences consider the following factors before signing an agreement:

Must know!
Pay attention to your state laws and regulations concerning short-term cash advances. Check out the allowed terms, amounts and APR limits.
  • Make sure the lender operates legally and read his terms and rates carefully to know exactly how much the loan will cost to you.
  • Find out the fees and rates you are going to be charged. Besides the interest there can be some additional costs such as origination fee, administration fee, non-sufficient funds fee, etc. For more information read “Interest Rates Calculator”.
  • Ask about repayment conditions, and what options you have if you default a loan: repayment plan, rollover, etc. Try to avoid lenders which practice hard debt collecting strategies.
  • As the loan amount is rather small, you may want to repay it earlier, so check out if there are any prepayment penalties. Usually it’s possible to do without any additional fees.

Looking for another amount Payday Loan? Compare the offers:

$200 Payday Loans

$300 Payday Loans

$400 Payday Loans

$500 Payday Loans

$600 Payday Loans

$700 Payday Loans

$800 Payday Loans

$900 Payday Loans

$1000 Payday Loans