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Get Online Payday Loans in Lafayette, LA
Get a short-term cash advance with no credit check. You can qualify for Lafayette cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Lafayette either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Need emergency cash? Consider applying for quick Louisiana Payday Loans Online with no credit check required. Bad credit won't be a problem for approval. Financing is likely to be granted within 1 - 2 business days.
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Are Payday Loans Legal in Lafayette, LA ?
Loan Rates and Fees, Laws and Regulations in Louisiana.
Online Payday loans up to $350 are legal in Louisiana. Higher amounts are also available within Installment loans ($1000 - $5000) and Personal loans ($5000 - 35,000). The maximum term allowed for Payday cash advance is 60 days. The APR counts 780%, plus $10 documentation fee and 16.75% interest rate. It’s all set by La. Rev. Stat. Ann. §§ 9:3578.1 et seq.1
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $350 |
MIN. Loan Term | None |
MAX. Loan Term | 60 days |
MAX APR | 780% |
Additional fees | $10 documentation fee, 16,75% of every $100 borrowed |
NSF fee | One per loan |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not limited |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan once a year |
Default penalties | 36% per year |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Lafayette, LA
Payday Loans Available in Lafayette, LA by the following ZIP codes:
Payday Loan Amounts in Lafayette, LA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 127,626 people living in Lafayette, LA. According to the statistics, 7658 of them look for "Payday Loans Near Me in Lafayette, LA" or apply for Lafayette Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 46517. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Lafayette, Louisiana direct lenders.