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Get Online Payday Loans in St. Clair Shores, MI
Get a short-term cash advance with no credit check. You can qualify for St. Clair Shores cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in St. Clair Shores either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Online Payday Loans provide same-day cash advance to Michigan residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.
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Are Payday Loans Legal in St. Clair Shores, MI ?
Loan Rates and Fees, Laws and Regulations in Michigan.
Residents of Michigan can borrow up to $600 Payday loans. A payday cash advance is the maximum for a 31-day term. Mich. Comp. Laws §§ 487.2121 et seq.1 states its legal status, alongside the APR of 390%, plus $15 for a 14-day $100 loan. The verification fee varies depending on the sum. It’s 15% of $100, 14% of $200, etc.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $600 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MAX APR | 390% |
Additional fees | $15, verification fee of maximum 15% of every $100 borrowed |
NSF fee | $25 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 2 |
Cooling off period | None |
Rollover | Not allowed |
Extension, repayment plan | Repayment plan |
Default penalties | $15 for installment payback plan |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in St clair shores, MI
Payday Loans Available in St. Clair Shores, MI by the following ZIP codes:
Payday Loan Amounts in St. Clair Shores, MI
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 59,775 people living in St. Clair Shores, MI. According to the statistics, 3587 of them look for "Payday Loans Near Me in St. Clair Shores, MI" or apply for St. Clair Shores Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 53093. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best St. Clair Shores, Michigan direct lenders.