Car Title Loans are fast small-amount loans secured by your car title. Applying for this cash advance is possible online and at a storefront. Usually you fill out an application online and take your vehicle to the company location for inspection. It can take as little as 30 minutes if you’re prepared and it isn’t busy.

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Table of Contents:

How to find and compare Car Title Loans locations near me?

How do Car Title Loans near me work?

How do I get a Car Title Loan near me?

What should I do before a Car Title Loan store visit, at a store and after it?

What are the benefits of Car Title Loans near me?

Is there a Car Title Loan center near me?

How are Car Title Loans online different from Car Title Loans near me?

What are alternative ways to borrow against my car?

How to find and compare Car Title Loans locations near me?

If you’ve made up your mind to get urgent funds with the help of a Title Loan, you’ll need to find a loan store at your location. Though you can start applying for a car loan online, you’ll probably have to visit a store for a vehicle inspection. This is an easy guide to find the nearest Title loan company and get ready for going there:

  1. Learn the laws to check if car title loans are legal in your state.
  2. Compare Title loan companies, ther rates, terms and loan amounts. Pre-qualify online to see if you meet the eligibility requirements so that you didn’t waste your time driving to the store where you have few chances of approval.
  3. Visit the company’s website to get its locations with addresses and other relevant information.
  4. Learn the store’s opening hours.
  5. Find out which documents you need to prepare and drive to the store all set and ready.

Choosing a title loan store consider its location – whether it’s convenient for you, and customers’ reviews.

How do Car Title Loans near me work?

Most Title loan companies work in the same way:

  1. You pre-qualify for the necessary amount;
  2. The lender checks your creditworthiness by looking at your credit and financial history, debts, employment, etc.;
  3. If you’re approved, you get the money for your specific purpose.

The difference of Car title loans lies in the way the lenders determine your creditworthiness – they use your vehicle value to determine how much money you can borrow. So, your credit score and credit history are not so important.

Your car serves as a collateral to secure the loan.

While repaying the funds, you continue using your vehicle. After you pay back all the principal and interest, you get the title back and doing it on time you can also improve your credit score.

How do I get a Car Title Loan near me?

If you possess any vehicle, you’re eligible for a Title Loan secured by the title of your car. On average, you can borrow $2,000 to $50,000 depending on the value of your car.

Pre-qualifying online is fast, easy and free! You just fill out a simple loan application. You can also do it in a store near you.

  1. Choose the Title loan lender, find out all the necessary information on his store locations, addresses, phone numbers, working hours, etc.
  2. Prepare the required documents – usually it’s a vehicle title, Government-issued ID matching the name on the title, US residence proof, vehicle registration, proof of vehicle insurance. Besides you may need to provide working copies of the vehicle's keys.
  3. Drive to the nearest store for the car inspection. A loan officer will help you complete the required paperwork. And if you’re satisfied with the loan amount and terms, sign the agreement and get the funds.

To make the process of getting a Title Loan in-store faster and more convenient you’d better use an online store locator. With its help you’ll find all the required data on the loan, the lender and the store and will avoid any possible problems.

What should I do before a Car Title Loan store visit, at a store and after it?

Before you visit a Title Loan store, surf the Internet compare the lenders, check their websites to find out what documents and requirements you are to meet. Sometimes you can start online application.

In a store you may be asked to complete a quick form with your personal information. Then a mechanic will inspect your vehicle. It will help to determine the car’s value — and the amount of your loan.

Sometimes you may need to go to an inspection center to have your vehicle valued. In case of approval you can get your cash in the form of a check, money order, bank transfer or even cash.

What are the benefits of Car Title Loans near me?

Getting a car title loan in a nearby store offers a number of benefits to the borrowers:

  • Quik approval
  • Available for any credit type
  • Same day cash advance
  • You keep on driving your vehicle
  • No bank account is required
  • Affordable convenient repayment terms

Is there a Car Title Loan center near me?

While choosing a Title loan lender online, make sure that they provide funds in stores near your location. You can apply online or by phone, but to finish the process it’s usually necessary to drive to a title loan center.

On every lender’s website there’s a search for locations in your area. Do you live in Jacksonville, FL? Choose this city or enter its zip code to find Car Title Loans in Jacksonville, Florida. Or just call the customer service to get a professional help from the loan officer who will tell you all the options you have to receive money fast.

How are Car Title Loans online different from Car Title Loans near me?

Though today most people prefer online service for its speed, convenience and availability, some borrowers would still use in-store cash advance. Actually, it’s up to you which way you consider more suitable. We can just offer you to take into account the main differences between Title loans online and in a store.

  • Online title loan lenders usually require more documentation, like photos of your car, for example.
  • If you apply online, money transfer may take longer time than obtaining funds in-store.

What are alternative ways to borrow against my car?

If you want to take out a loan against your vehicle there’re several options available besides Title Loans:

  • Auto Equity Loan – perfect for those who haven’t paid for their car in full yet. The equity is the difference between the value of the car and what you haven’t paid off yet. Your loan amount will be based your equity in the car.
  • Auto Loan refinancing - cash-out auto refinance loans, which let you take a new auto loan for a higher amount than what’s left on your original loan. The new loan replaces the original and you keep the extra cash.
  • Find community assistance services.
  • Think about Pawn Shops. Consider pawning any other valuables you have.
  • Apply for other quick short-term cash advances such as Payday Loans or Installment Loans.