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Payday Loans in Dallas, Texas

Payday Loans in Dallas, Texas

4.375
Apply online for fast Payday Loans from the best Dallas, TX direct lenders to get quick and easy money.

Get a short-term cash advance with no credit check. You can qualify for Dallas cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Dallas either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.

Whenever you need emergency financing, you can get Online Payday Loans in Texas from a legit lending company. Check your rates and terms and apply for the necessary amount of cash advance online now.

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Apply for online payday loans and get instant decision from the best Dallas lending organization

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Rates last updated February 9th, 2023

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Are Payday Loans Legal in Dallas, TX?

Loan Rates and Fees, Laws and Regulations in Texas.

The maximum Payday loan amount is not stated in Texas, as a rule, direct lenders offer up to $1,000. Its term is up to 6 months (180 days). A cash advance is legal in the state according to 5 Tex. Fin. Code §§ 393 et seq.1, 4 Tex. Fin. Code §§ 342.004.2 The APR is 410% on average. There is no cap on rates and fees in Texas. Lenders usually take 10% of the loan. There are also $30 non-sufficient funds fees and a 5% collection fee.

Law status legal
MIN Loan Amount $100
MAX Loan Amount $1,000
MIN. Loan Term 14 days
MAX. Loan Term 180 days
MIN APR Varies by lender
MAX APR 410%
Additional fees 10% of the loan
NSF fee $30
Collateral or guarantor None, unsecured
Cooling off period None
Default penalties 5% collection fee
Credit score requirements Available for Bad Credit
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How to take an online payday loan in Dallas, TX - step by step

Taking out an online payday loan is a few simple steps. Below we present in detail what needs to be done in order to get a quick online loan:

  1. Go to the lender's website and select the amount and repayment time you are interested in.
  2. Read the details of the offer, accept the regulations and privacy policy.
  3. Complete the application. It consists of several forms. Provide all required data and consent to the processing of data.
  4. Verify your identity online or by transfer.
  5. Sign the loan terms.
  6. Wait for information about the loan being granted.
  7. The money will be transferred to your verified account. Pay off the loan in accordance with the repayment schedule you received via e-mail.

 

What are the benefits of payday loans in Dallas, TX?

  • Minimum formalities to receive an online loan.
  • Indebted people can take advantage of the offer.
  • Quick loan decision - a loan in 15 minutes on your account.
  • The loan is repaid in one-time installment.
  • Convenient application form.

 

Conditions for receiving a payday loan in Dallas, TX

Payday loans in Dallas, TX have very simple requirements:

  • 18 years,
  • ID card or permanent residence card,
  • U.S. nationality,
  • permanent address of residence in Dallas, TX,
  • permanent income,
  • mobile phone,
  • personal account.

To get a payday loan Dallas, TX, you must complete an application on the lender's website. Fill in the form with real data and complete the identity verification. The entire borrowing process is online. You don't have to send any documents or talk to consultants.

 

Documents necessary to apply for a payday loan in Dallas, TX

The only document needed to receive a payday loan in Dallas, TX is an ID card. When completing the loan application, you must provide data such as ID card number.

You don't need to send a photo of your ID or any other documents.

 

What forms of employment are accepted?

Lenders of payday loans are flexible in terms of the source of income for people applying for a payday loan. A loan can be obtained by any person who has a permanent source of income, e.g. a disability pension, retirement pension, employment contract or a fixed-term contract.

Information about your employment should be provided in the statement when completing the loan application.

 

Payday loan repayment

The repayment of payday loans is carried out in one-time installment - the repayment schedule can be found in the message sent to your e-mail address and on your online customer profile.

 

Is it possible to repay a payday loan ahead of schedule?

Yes, Compacom enables early loan repayment of installment. Contact the lender and set the terms of early repayment - the amount will be much lower!

 

No repayment - what if the loan is not repaid on time?

Failure to repay a loan results in the initiation of debt collection proceedings. The lender has the right to transfer the debt recovery rights to an external company or to do it themselves through an internal debt collection department.

 

How is debt collection carried out?

In the first place, you should expect payment requests, i.e. prompts. The field debt collector on behalf of lender may try to contact you to arrange the repayment terms. It is best to contact the debt collector and pay off the entire liability. Otherwise, the case may end with bailiff proceedings and serious problems.

PayDay Loan Calculator

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Select the amount for the loan you want in order to get the principal, which is the basis that we use to calculate the interest and the total cost of the cash advance.
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The number of days within that you will be ready to repay the loan. It’s used to count the total cost of cash advance by multiplying the days by the amount of interest.
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To calculate the total cost of your loan, we take the minimal average APR legal in all States, which is 36%. This figure is only a representative, providing you with general information on how much the loan may cost. To find out a more accurate total, fill in the Annual Percentage Rate required by the lender you want to apply to.
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It’s the money charged by the lender for doing all the necessary paper work, bank transactions, etc., connected with lending you the money.
$ Your loan
+ $ Your fee
= $ Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

All the calculations are provided as guides only. They don’t guarantee 100% the same cost you are going to be charged but they do help you understand the overpay much better. Unless you change the APR, the calculations will be based on the average or lowest rate represented by most lenders for each loan type. You’ll find the accurate interest rate as well as the real cost of your cash advance after you get approved before you sign the agreement. It will depend on many factors including the amount, the term of the loan, your credit score and the lender’s conditions. Interest rates are not fixed figures and are subject to change at any time. As soon as you fill out an application and get approved all the details concerning the rates and terms will be sent to you.

Payday Loans Near Me in the other cities of Texas

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Payday Loans Available in Dallas, TX by the following ZIP codes:

75006 75007 75019 75032 75037 75041 75043 75051 75052 75062 75063 75080 75081 75087 75088 75089 75098 75104 75115 75126 75141 75149 75150 75159 75166 75182
75201 75202 75203 75204 75205 75206 75207 75208 75209 75210 75211 75212 75214 75215 75216 75217 75218 75219 75220 75221 75222 75223 75224 75225 75226 75227 75228 75229 75230 75231 75232 75233 75234 75235 75236 75237 75238 75240 75241 75242 75243 75244 75245 75246 75247 75248 75249 75250 75251 75252 75253 75254 75258 75260 75261 75262 75263 75264 75265 75266 75267 75270 75275 75277 75283 75284 75285 75286 75287 75301 75303 75310 75312 75313 75315 75320 75323 75326 75334 75336 75339 75340 75342 75343 75344 75353 75354 75355 75356 75357 75359 75360 75363 75364 75367 75368 75370 75371 75372 75373 75374 75376 75378 75379 75380 75381 75382 75386 75387 75388 75389 75390 75391 75392 75393 75394 75395 75396 75397 75398

In 2023 there are 1,317,929 people living in Dallas, TX. According to the statistics, 79076 of them look for "Payday Loans Near Me in Dallas, TX" or apply for Dallas Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 43781. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Dallas, Texas direct lenders.

Payday Loans Store Locations in Dallas, TX

Cash Advance and other Money Offers in Dallas, TX:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

FAQ

 

How to qualify for online Payday Loans in Dallas, TX?

 

How Dallas Payday Loans online work?

 

Can I get a Payday Loan with bad credit in Dallas, TX?

 

Do Dallas lenders offer no credit check Payday Loans?

 

How fast can I get a Payday Loan in Dallas, TX?

 

Do lenders in Dallas, TX require a certificate from the employer?

 

How long does an online payday loan take?

 

Do you have to specify the purpose of a payday loan?

 

Can I take a payday loan at Compacom if I have a liability with another loan company?

 

How to sign a payday loan agreement?

 

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