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Texas Payday Loans - Apply Online Fast and Easy
Apply for Online Bad Credit Payday Loans in Texas now to get quick funding for any needs.
Get Texas Payday Loans with a quick application form online. Available for bad credit with no credit check. Direct lenders guarantee instant decision and same day funding to any Texas resident who meets the basic Payday Loan requirements.
No matter what your credit score is, you can qualify for Online Payday Advance from a direct lender. Compare the offers, check your rates, and complete a simple application form online in a few minutes to get the necessary financing.
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Why Choose Compacom for Payday Loans in Texas
How Texas Payday Loans Online Work - 3 Easy Steps to Instant Cash
Are Payday Loans Legal in Texas?
Loan Rates and Fees, Laws and Regulations in Texas.
The maximum Payday loan amount is not stated in Texas, as a rule, direct lenders offer up to $1,000. Its term is up to 6 months (180 days). A cash advance is legal in the state according to 5 Tex. Fin. Code §§ 393 et seq.1, 4 Tex. Fin. Code §§ 342.004.2 The APR is 410% on average. There is no cap on rates and fees in Texas. Lenders usually take 10% of the loan. There are also $30 non-sufficient funds fees and a 5% collection fee.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $1,000 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 180 days |
MIN APR | Varies by lender |
MAX APR | 410% |
Additional fees | 10% of the loan |
NSF fee | $30 |
Collateral or guarantor | None, unsecured |
Cooling off period | None |
Default penalties | 5% collection fee |
Credit score requirements | Available for Bad Credit |
Texas Payday Loans Near Me
We are soon expanding to the following cities of Texas. For instant cash advance at these locations you can use our online application form
How to Apply for a Texas Payday Loan
Online Payday Loans suit all borrowers, even those with bad credit. No matter how much you need – small amounts of $100 - $200 dollars can be obtained with a few-minute online application. It’s even possible to get a loan in 1 hour with a direct deposit.