If you have ever heard of Payday Loans you are sure to know of such their characteristics as fast approval, instant decision from direct lenders, no credit check, bad credit availability. Let's find out which of these are true and which are just an advertising trick.

Loans for ANY  NEEDS
APR from 4.99%

Contents:

Instant approval Payday Loans.

Best online Payday Loans with instant approval. 

Payday Loans for bad credit with instant approval.

No credit check Payday Loans with instant approval.

Direct lenders' instant approval for Payday Loans.

Guaranteed instant approval for Payday loans.

TOP RATED COMPANIES

Rates last updated February 25th, 2020
4.302752293578

LEND YOU

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

17,5%
MIN MPR

The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.40625

Check Into Cash

$1,000
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

Varied by state
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.3647540983607

Greenlight Cash

$1000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.

Varies by state
MIN MPR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.3605870020964

Loan By Phone

$1500
Maximum Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

260.71%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

ONLINE COMPANIES

Rates last updated February 25th, 2020
4.2878787878788

Payday Loans USA .online

$1,000
MAX. loan amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN MPR

The minimal percentage allowed that actually represents the cost of your loan charged for a month. It's more important for the customer as mostly Payday loan are borrowed for a month term and paid off with the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.1313559322034

Your Faster Payday

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

16,6%
MIN APR

The minimal percentage allowed that actually represents the cost of your loan borrowed for a month. It's more significant criterion than APR as mostly Payday loans are borrowed for 14-30 days until the next paycheck.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit
4.156862745098

Fast Holiday Loans

$1,000
MAX Loan Amount

It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.

200%
MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

None, unsecured
Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

Available for Bad Credit

100% guaranteed approval for a Payday Loan – a myth or reality?

Speaking in one word, no. If you see a “guaranteed approval” sign, it will be a dangerous sign for you. If you have a bad credit history, it will be quite difficult for you to get a loan. Why? There is a certain credit rating, according to which creditors will take into account whether they will work with you or not.

That is why people with bad credit histories often look for lenders who will not check their credit history. These are direct lenders who are ready to do only a soft inquiry without referring to any of the major credit bureaus. Getting a loan with NO credit check may lead to higher rates though. If you see a lender who claims about "guaranteed approval" of your loan without a credit check, you should be very careful. “Guaranteed approval” is not an ordinary practice. And such promises are made to lure you into an endless cycle of debts.

Instant approval for Payday Loans online or near me. 

When people think about getting a bank loan, they really feel scared. They will have to provide a huge list of documents before their request to borrow money will be considered. This process takes time, and people know it. This is not the most pleasant process, which takes a lot of time, money and energy.

However, thanks to online loans, this problem is easy to solve. The whole process of applying for a loan is quite quick and very simple. $100 - $1000 Payday Loan A can be obtained sitting at the computer or mobile on the same day.

  1. Filling out the form takes only a few minutes.
  2. If your application is approved, the money will be transferred to your bank account within 24 hours.

Payday loans have become very popular among many people, especially for those who are in dire need of financial assistance. There is no longer need to collect and send a huge package of documents for obtaining a loan.

Instant approval for bad credit Payday Loan borrowers.

For online payday loans, a bad credit history is not a problem. If your credit rating is too low, then do not worry about it. Moreover, you also do not have to worry about the fact that you have to pass a credit check, and that a bad credit history will cause you even more harm.

Besides, no collateral is required to obtain online Payday loans without a credit check. Instead of checking your credit history, your lender will have to check only your income. Thus, if you prove your ability to repay a loan, you will probably get approval. No need to think about anything else. Everything is very simple.

Payday Loan instant approval with no credit check.

It often happens that at a time when you are in a difficult situation, you have neither the money nor the time to resolve this issue. Loans without a credit check are certainly more expensive. Ignoring a timely payment affects the amount of payment you will need to pay later. It can also easily double your payments in a very short period of time. Make sure you carefully check the terms of the loan. It is important for you to understand the prices. You must have the necessary amount of money to return the money on time.

To learn the total cost of your Payday Loan use our free online calculator.

Requirements to get instant approval for a Payday Loan.

The requirements are very simple:

  • Lenders are only worried that you must be over 18,
  • you have a full-time job,
  • you have a bank account or a debit card associated with this account.

Useful advice how to guarantee instant approval for Payday cash advance.

  1. You must meet the criteria.

First of all, lenders need to make sure that you are able to repay loans. Therefore, you must have a stable job.

  1. You should carefully look at your financial situation. You need to make sure that your income leaves you enough money to pay back the loan. You should also count money for rent, food, travel, credit, and any other regular expenses.
  2. You must show responsibility for your own financial situation.

You should not be in a situation when you have a lot of debts. If your debts grow, then lenders will not be sure that they can borrow you more money. The loan will not solve your problem, but will only aggravate it.

  1. You will need to fill out a form and go through identity, credit and fraud checks.
  2. The loan application form is often quite long and detailed. Thanks to this, the lender can assess whether a loan should be approved for you or not.

If you do not fill out the entire form or use unnecessary labels, this can cause problems. This may prevent you from approving your application, even if you complete it.

  1. Pay off existing loans

Lenders are trying to avoid situations where the customer may have a lot of debts. Taking a loan to pay another is not a good deal.

If you follow this simple advice Payday Loans will leave only good impression and you’ll never regret applying for this type of cash advance.