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North Dakota Payday Loans

North Dakota Payday Loans


Apply for an instant cash advance in North Dakota now to get the money asap.

North Dakota Payday Loans are perfect if you are short of money and looking for a quick short-term loan. Unsecured, available even for bad credit Payday Loans may be a perfect solution. Just fill out a free Compacom form and get matched with a lender to receive the money you need. Compare the best deals lenders offer here online or find a loan store location near you. We won’t leave you unsatisfied!


Payday Loans Online provide same-day cash advance to US residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.


Why Choose Compacom for Payday Loans in North dakota

If you've come across urgent financial needs and the next pay day is far away, Compacom will help you get instant cash today with fast and easy Online Payday Loans from the best North dakota direct lender. More than 45 477 trust us and they have clear-cut reasons.
Safe and Reliable
We partner only with legit lending companies. Applying is safe and secure as Compacom is OLA licensed and your data confidentiality is our #1 priority.
Most customer reviews on Trustpilot, Google My Business, and other platforms prove that our services deserve your trust. No matter what your needs are, we'll find the perfect loan.
Quick Financing for All Credits
With us you can get North dakota Payday Loan fast same day with no hard credit check required. Customers with all credit scores are accepted.

How North dakota Payday Loans Online Work - 3 Easy Steps to Instant Cash

Complete a simple application form online in minutes at the best North dakota lender's website.
If you qualify, you'll be approved fast same day. Check your rates and sign a loan agreement.
Get your Payday Loans fast with a direct deposit to your bank account.
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Smaller tax return than you expected? Apply online for quick cash. Apply

Are Payday Loans Legal in North Dakota?

Loan Rates and Fees, Laws and Regulations in North Dakota.

Payday Loans in the amount of $500 are legal in North Dakota (N.D. Cent. Code 13-08-01 et seq.1). The maximum repayment term for short-term loans is 60 days. The Average Percentage Rate shouldn’t exceed 520%. The finance rate is 20% plus a databasing fee. Borrowers can get one rollover. But you’ll have to pay about 20% of the amount to renew it. And there must be a 3-day cooling-off period between the loans. A $20 NSF fee can be charged.

Law status legal
MIN Loan Amount $100
MAX Loan Amount $500
MIN. Loan Term 14 days
MAX. Loan Term 60 days
MAX APR 520%
Additional fees 20%, plus database fee
NSF fee $20
Collateral or guarantor None, unsecured
Number of simultaneous loans Not stated
Cooling off period 3 days
Rollover one rollover
Extension, repayment plan Not allowed
Default penalties Criminal actions are prohibited
Credit score requirements Available for Bad Credit
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North Dakota Payday Loans Near Me

Get a quick cash loan near your location

Online Payday Loans in North Dakota  

According to the United States Census Bureau, as of 2019, the median household income in North Dakota was $65,659. The poverty rate was 10.3%, which is lower than the national average.

As of 2020, the average debt-to-income ratio in North Dakota was 1.5. This indicates that on average, North Dakotans have a higher income than their debt.

In terms of payday lending, as of 2021, there were 71 licensed payday lending storefronts in North Dakota, according to the North Dakota Department of Financial Institutions. The average loan amount was $380 and the average term was 14 days. It's worth noting that payday lending is legal in North Dakota, but there are regulations in place to protect borrowers from predatory practices.

The reasons people apply for payday loans in North Dakota can vary, but they often include unexpected expenses, medical bills, car repairs, or other emergencies. Some borrowers may also have poor credit scores, making it difficult to qualify for traditional loans from banks or credit unions.

Why Choose ND Payday Loans for Instant Cash

Any resident of North Dakota can apply for a Payday Loan both online and in-store. But, of course, online lending is becoming more and more popular as it has plenty of advantages:

  • it gives you a chance to compare a lot of different offers at once,
  • you can avoid driving, doing paperwork and waiting in lines,
  • applying is free and simple, 
  • you have very high chances of approval even with a bad credit score,
  • you can find some lenders ready to give you the loan with no credit check,
  • it's available 24 / 7.

How to Get a Payday Loan Online in ND

To get a short-term loan in ND it's necessary to follow the three easy steps:

  1. Online application
  2. Loan processing and approval
  3. Money direct deposit into your banking account

Every step is simple, safe and is going to take you the shortest time possible.

What are the Eligibility Criteria?

The eligibility criteria for payday loans can vary depending on the state and lender. However, in general, to be eligible for a payday loan in most states, you need to:

  1. Be at least 18 years old
  2. Have a valid government-issued ID or driver’s license
  3. Have a regular source of income, such as a job, social security, or disability benefits
  4. Have an active checking account in your name
  5. Provide a valid phone number and email address

It’s important to note that some lenders may have additional requirements or criteria. It’s always a good idea to check with the lender directly or review their website for specific eligibility requirements.

Whenever you need a small dollar emergency financing of $300 - $500, you can apply for no credit check payday loans with guaranteed approval online and get instant cash on the same business day once you meet the simple requirements.

Cash Advance and other Money Offers in North dakota:

Up to $5,000 instant cash with guaranteed approval from direct lender with a few months of scheduled installments.
$5,000 - $35,000 quick loans for any personal needs. Available for any credit score and don't require any collateral.
Fast Title Loans secured by your vehicle title as collateral. No inspection. No credit checks. Instant cash for bad credit same day.

Payday Loans Hub

In the Payday Loans Hub, we've collected all the useful guides and resources on Payday Loans. Our experts conducted thorough research to give you the answer to any possible question on the topic.

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Any comments or reviews made on this website are only individual opinions of the readers and followers of the website. The website and its authors team are not responsible, nor will be held liable, for anything anyone says or writes in the comments. Further, the author is not liable for its’ readers’ statements nor the laws which they may break in the USA or their state through their comments’ content, implication, and intent.

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