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Get Online Payday Loans in Rapid City, SD
Get a short-term cash advance with no credit check. You can qualify for Rapid City cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Rapid City either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Online Payday Loans provide same-day cash advance to South Dakota residents even those with bad credit. Most direct lenders consider no credit check loans and guarantee approval with minimum requirements.
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Are Payday Loans Legal in Rapid City, SD ?
Loan Rates and Fees, Laws and Regulations in South Dakota.
Payday loans are restricted to $500 in South Dakota, and the APR is capped to 36% by S.D. Codified Laws 54-4-36 et seq.1 It’s $1.39 for a 144-day $100 loan. The maximum amount of cash advance allowed in the state is $500. A $100 loan given for a fortnight will be charged $1.39. There’s a chance of 4 renewals provided all the fees are paid off.
Law status | restricted |
MIN Loan Amount | None |
MAX Loan Amount | $500 |
MIN. Loan Term | Not stated |
MAX. Loan Term | Not stated |
MAX APR | 36% |
Additional fees | None |
NSF fee | Not stated |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not stated |
Cooling off period | Not stated |
Rollover | 4 renewals |
Extension, repayment plan | Not stated |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Rapid city, SD
Payday Loans Available in Rapid City, SD by the following ZIP codes:
Payday Loan Amounts in Rapid City, SD
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 74,048 people living in Rapid City, SD. According to the statistics, 4443 of them look for "Payday Loans Near Me in Rapid City, SD" or apply for Rapid City Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 46966. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Rapid City, South Dakota direct lenders.