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Get Online Payday Loans in Suffolk, VA
Get a short-term cash advance with no credit check. You can qualify for Suffolk cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Suffolk either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Small-dollar short-term Payday Loans Online in Virginia guarantee quick financing for any urgent expenses even if your credit is far from perfect.
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Are Payday Loans Legal in Suffolk, VA ?
Loan Rates and Fees, Laws and Regulations in Virginia.
Residents of Virginia can borrow up to $500 in Payday loans for a minimum of 2 repayment periods. According to Va. Code Ann. §§ 6.2-1800 et seq.1 the APR is 687.76% on average. The fees include 36% annual interest, a $5 verification fee, and 20% of a loan. Only one outstanding loan can be taken at a time. Between them, there must be at least a 1-day cooling-off time or 45 days after the 5th cash advance. No rollovers, renewals, or extensions are permitted. Once a year you can get a repayment plan in 4 equal installments for at least 60 days without any additional fees.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 2 repayment periods |
MAX. Loan Term | 31 days |
MAX APR | 687.76% |
Additional fees | $5 verification fee |
NSF fee | $25 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | 1 |
Cooling off period | 1 day |
Rollover | Not allowed |
Extension, repayment plan | One repayment plan in 4 equal installments |
Default penalties | Not stated |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Suffolk, VA
Payday Loans Available in Suffolk, VA by the following ZIP codes:
Payday Loan Amounts in Suffolk, VA
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 89,273 people living in Suffolk, VA. According to the statistics, 5356 of them look for "Payday Loans Near Me in Suffolk, VA" or apply for Suffolk Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 65499. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Suffolk, Virginia direct lenders.