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Payday Loans in Virginia Beach, Virginia
Get a short-term cash advance with no credit check. You can qualify for a cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Virginia Beach either. Just fill out a free application form online and get instant decision from multiple direct lenders within a few minutes.
Apply for Payday Loans in Virginia from the Best Direct Lenders Online or find a Loan Store nearest to your location.
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Virginia Beach, VA Cash Advance Online Options:
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Apply for an instant cash loan in Virginia Beach, VA from legit online and in-store lending companies.
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It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents monthly cost of your loan. The MPR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
It’s the maximum sum of cash advance allowed to apply for in the state. It usually ranges from $500 to $1000 for Payday Loans, $1000 - $5000 for Installment loans, and up to $15,000 for Personal loans. But it may vary depending on the lender and his requirements.
The percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.
Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.
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Are Payday Loans Legal in Virginia Beach, VA?
Loan Rates and Fees, Laws and Regulations in Virginia.
Residents of Virginia can borrow up to $500 Payday loans for minimum of 2 repayment periods. So can they take $1000 - $5000 Installment and $5000 - $35,000 Personal cash advance. According to Va. Code Ann. §§ 6.2-1800 et seq.1 the APR is 687.76% on average. The fees include 36% annual interest, $5 verification fee, 20% of a loan. Only one outstanding loan can be taken at a time. Between them, there must be at least a 1-day cooling-off time or 45 days after the 5th cash advance. No rollovers, renewals, or extensions are permitted. Once a year you can get a repayment plan in 4 equal installments for at least 60 days without any additional fees.
| Law status | legal |
| MIN Loan Amount | $100 |
| MAX Loan Amount | $500 |
| MIN. Loan Term | 2 repayment periods |
| MAX. Loan Term | 31 days |
| MAX APR | 687.76% |
| Additional fees | $5 verification fee |
| NSF fee | $25 |
| Collateral or guarantor | None, unsecured |
| Number of simultaneous loans | 1 |
| Cooling off period | 1 day |
| Rollover | Not allowed |
| Extension, repayment plan | One repayment plan in 4 equal installments |
| Default penalties | Not stated |
| Credit score requirements | Available for Bad Credit |
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FAQ
How to qualify for online Payday Loans in Virginia Beach, VA?
How Virginia Beach Payday Loans online work?
Can I get a Payday Loan with bad credit in Virginia Beach, VA?
Do Virginia Beach lenders offer no credit check Payday Loans?
How fast can I get a Payday Loan in Virginia Beach, VA?
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