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Get Online Payday Loans in Anchorage, AK
Get a short-term cash advance with no credit check. You can qualify for Anchorage cash loan even with no bank or checking account. Bad credit is not a problem to get approved for a fast Payday advance in Anchorage either. Just fill out a free application form online and get an instant decision from multiple lending companies within a few minutes.
Small-dollar short-term Payday Loans Online in Alaska guarantee quick financing for any urgent expenses even if your credit is far from perfect.
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Are Payday Loans Legal in Anchorage, AK ?
Loan Rates and Fees, Laws and Regulations in Alaska.
Up to $500 Payday loans are legal in Alaska according to Alaska Stat. §§ 06.50.010 et seq. The minimum repayment term for a Payday cash advance is 14 days. The average APR is 520%. It is about $20 of $100 borrowed for 14 days. The finance fee shouldn’t exceed $5 or 15%.
If you default on a loan: two renewals or a repayment plan up to 6 months without any additional fees are offered. The collection fee for non-sufficient funds is $30 plus court costs.
Law status | legal |
MIN Loan Amount | $100 |
MAX Loan Amount | $500 |
MIN. Loan Term | 14 days |
MAX. Loan Term | 31 days |
MAX APR | 520% |
Additional fees | $5 origination fee |
NSF fee | $30 |
Collateral or guarantor | None, unsecured |
Number of simultaneous loans | Not limited |
Cooling off period | None |
Rollover | 2 |
Extension, repayment plan | Repayment plan |
Default penalties | Finance charge for every new repayment period |
Credit score requirements | Available for Bad Credit |
Cash Advance and other Money Offers in Anchorage, AK
Payday Loans Available in Anchorage, AK by the following ZIP codes:
Payday Loan Amounts in Anchorage, AK
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Easy online application
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Bad credit is OK
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Instant approval
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No credit check considered
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Competitive rates
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Same day financing
In 2024 there are 298,192 people living in Anchorage, AK. According to the statistics, 17892 of them look for "Payday Loans Near Me in Anchorage, AK" or apply for Anchorage Payday Loans online in need of emergency short-term financing. No wonder, these people request instant cash as their median household income is 78326. That's why COMPACOM was designed - to help customers complete a quick and easy application form 100% online and get guaranteed approval from the best Anchorage, Alaska direct lenders.