Check N' Go Reviews

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$100 - $1,000 PAYDAY LOANS
$1,000 - $35,000 INSTALLMENT LOANS

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Offering payday loans, installment loans and more, Check `n Go was founded to serve the money needs of people who are often ignored by banks. Life is unpredictable. When unexpected money needs arise, they help people make ends meet. Check `n Go payday loans and installment loans give customers the flexibility to pay bills, cover unplanned expenses and get back on track.

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Check N' Go Rates and Fees

interest rates and terms vary depending on the loan product you choose, where you live, your income, and your credit history. This table provides you with a range of rates, so you can get an idea of what a Payday loan, Installment Loan and Personal Loan may cost.

MAX Loan Amount

MAX Loan Amount

Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state.

Varies by state
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Varies by state
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$50
MAX APR

MAX APR

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

Varies by state
Terms

Terms

It’s the period of time within which you are to pay off your loan.

10 - 31 days
Turnaround Time

Turnaround Time

It's the period of time within which you get the money.

1 business day
Apply online
MAX Loan Amount

MAX Loan Amount

Loan amounts are determined by your annual salary and wages, and a review of your debt. Each state allows for a different maximum loan amount, see our Rates and Terms pages to see the maximum loan amount in your state.

$5000
MIN APR

MIN APR

The minimal percentage allowed that actually represents annual cost of your loan. The APR is based on several things, including the amount you borrow, the interest rate and costs you’re being charged, and the length of your loan.

Varies by state
Collateral or Guarantor

Collateral or Guarantor

Collateral – is some kind of your property which ensures the lender that you will repay the money. Guarantor – is a person that sings the agreement thus giving his guarantee that you will repay the loan. Payday loans are unsecured which means to get cash advance you don’t need either a collateral or guarantor.

None, unsecured
MIN Loan Amount

MIN Loan Amount

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

$1000
MAX APR

MAX APR

It’s the minimal amount of cash advance you can apply for. It’s not always stated, the average sum is $100. But it may vary depending on the lender and the state’s regulations.

Varies by state
Terms

Terms

It’s the period of time within which you are to pay off your loan.

Varied
Turnaround Time

Turnaround Time

It's the period of time within which you get the money.

1 business day
Apply online

....

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Choose your Check N' Go Location to find stores near you

States where Check N' Go is available:

Colorado

Hawaii

Montana

New Hampshire

District of Columbia

Check `n Go offers a variety of money products in the USA: Payday Loans, Installment Loans, Check Cashing, Prepaid Debit Cards, Western Union, Cash Advances, the Select Loan. Customers can apply for a loan at Check `n Go online or at one of their convenient locations. The process is easy and loan decisions are quick. With every payday loan or installment loan, rates and terms are explained up front. Customers who are approved online for a payday loan or installment loan typically receive their funds as soon as the next business day. At Check `n Go stores, approved customers receive their funds before leaving the store.

Contents:

Check `n Go: How it works.

Check `n Go loans.

Check `n Go online.

Check `n Go locations near me.

Check `n Go hours.

Check `n Go customer service.

Check `n Go login.

Check `n Go: How it works. 

Check n' Go offers:

  • Installment Loans
  • Payday Loans
  • Cash Advances
  • The Choice Loan
  • Prepaid Debit Cards
  • Check Cashing
  • The Select Loan

You can apply online or in a store. To get a loan from Check n' Go you need to:

  1. fill out an application
  2. get a quick decision
  3. receive the money
  4. repay the loan.

checkgo apply

Check `n Go loans. 

To get any of the above mentioned loans at Check n' Go you are to meet the simple eligibility criteria:

  • Having an active bank account
  • A regular source of income
  • A US residence
  • You must be at least 18 years old (varies by state)

Besides you'll need to provide the following information:

  • Your name and contact details
  • Details from a valid form of ID
  • Proof of income
  • Your checking account details

Borrowing from Check n' Go has its own advantages and disadvantages:

Check n' Go Loans pros
  • Applying is quick and easy both online and in-store.
  • Same day funding in-store and within 24 hours online.
  • Use money for any personal needs.
  • Bad credit is OK. 
Check n' Go cons
  • A number of negative reviews and complaints.
  • High rates and fees. 
  • Not available in every state. 

Check `n Go online. 

Check ‘n Go offers online loans to residents of 22 states. To get a loan at Check n' Go online is quick and easy as it's available 24/7, but at first you should check whether the service you need is available online in your state. Look at the map to see a list of states where Check n' Go offers retail, online or both kinds of service.

checkbgo locations

Check `n Go locations near me. 

Check ‘n Go has nearly 900 locations in 24 states across the US. PaydayLoans are available in the following states (the number of stores in the state included):

  • Alabama (35)
  • California (167)
  • Florida (35)
  • Illinois (49)
  • Indiana (23)
  • Iowa (14)
  • Kansas (14)
  • Kentucky (13)
  • Michigan (99)
  • Mississippi (1)
  • Nebraska (9)
  • Nevada (1)
  • Oklahoma (40)
  • Rhode Island (1)
  • Tennessee (4)
  • Texas (156)

Installment Loans can be obtained in stores of the following states (the number of stores in the state included):

  • Alabama (35)
  • California (176)
  • Delaware (8)
  • Florida (35)
  • Idaho (8)
  • Illinois (49)
  • Missouri (22)
  • New Mexico (28)
  • Ohio (33)
  • South Carolina (31)
  • Texas (156)
  • Utah (15)
  • Wisconsin (40)

To find a Check 'n Go location near you follow these easy steps:

  1. Go to the Check ‘n Go website and choose "Locations" in the menu.
  2. Enter your ZIP code or city and state to find a Check ‘n Go store near you.
  3. Select a branch from the list to view the store’s address, hours, phone number and products available.

Check `n Go hours. 

Though online you can apply any time on any day of the week, Check 'n Go customer service operates:

Monday-Friday: 8:00am-8:00pm
Saturday: 9:00am-4:00pm
Sunday: CLOSED

* All times are eastern standard time (EST)

The regular hours of Check 'n Go stores should be clarified at each individual shop by phone or online.

Check `n Go customer service. 

To ask any question or file a complaint to Check 'n Go you shoul go to "Contact Us" page on their website and fill in a form:

contact us

Or you can call the customer service by phone: 1-800-561-2274.

Check `n Go login. 

It's faster and more convenient to use the service of Check 'n Go website if you have your own account. To create it you need to fill in simple data: first and last name, e-mail, password, security question and answer.

checkngo account

Then you fill in your personal information such as address, phone number, ID and social security number, date of birth.

checkngo personal info

The next step will be choosing the loan option which is available for you in the state you live in:

checkngo registration

As you've chosen a suitable loan you are required to provide your income information:

income info

After stating your income you need to provide your bank information: routing number, checking account number, account open date and balance.

bank info

Then you are offered to read the agreement and agree with it:

Must read!

Check 'n Go Agreements

All fields are required unless otherwise noted.

READ & AGREE I have read, understand and accept the terms of the Consent for Electronic Records.

READ & AGREE I have read, understand and accept the terms of the Arbitration Agreement.

DISCLOSURES

Privacy Policy

HOW WOULD YOU LIKE TO PAY FOR YOUR LOAN?

Electronic funds transfer ("EFT") 

Mail paper check or cashier's check

ELIGIBILITY NUMBER (OPTIONAL)If you are responding to a mail offer, please enter your eligibility number

WARNING ABOUT FRAUD AND IDENTITY THEFT: Attempting to obtain a credit transaction by providing false information, including but not limited to the use of false or altered documents and the use of another person's identity other than your own (Identity Theft), is fraudulent and, in some cases, punishable by law. We reserve the right to report any and all information obtained in connection with a verified fraud attempt to local, state or federal authorities including the Internet Crime Complaint Center, an FBI-NW3C partnership, for possible investigation and prosecution. For more information about the NW3C and the FBI, visit www.ic3.gov

Notice of Furnishing Negative Information: We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.

By submitting this application I consent to receive telephone and SMS text alerts, that may use automated technology, about marketing and promotional offers on my phone. I understand I am not required to provide consent as a condition to obtain this product. Please contact 1-800-561-2274 Monday – Friday 8am – 8:30pm (EST) or Saturday 9am – 4pm (EST) to change any communication preferences.

 Then your application is processed. It takes less than a minute. In case you are not approved for an online loan you are offered to visit a loan store nearby. You get the address, phone number, working hours, directions to the nearest shop in your location. 

 

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Check N' Go CUSTOMER REVIEWS

NEED CASH FAST?
  • Payday Loans $100 - $1,000
  • Personal Loans $1,000 - $35,000

Loans for ANY  NEEDS
APR from 4.99%

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